Waterford, California Construction loan lenders AI selection 2025

In Waterford, CA, Lendersa® offers a robust list of construction loan options featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for ground-up construction and major rehab projects.

For a 2,000-square-foot home in Waterford, CA, construction costs range from $318,775 for basic builds to $577,073 for more sophisticated options. Loan interest rates and terms differ depending on borrower financials, LTV, ARV, and the chosen lender type.

Contrast loan offers from 100 different lenders

Discover the magic in the construction loan calculator

The Lendersa® AI ensures that all of your construction financing requirements are met by instantly aligning your loan request with a vast network of construction lenders. This makes it easy to find top construction rates for funding new builds, flips, or significant rehabs of both residential and commercial properties in CA.

Seeking construction loan lenders nearby?

Keep your credit score intact by limiting unnecessary inquiries. Achieve preapproval for your land loan without the need to disclose your social security number or sensitive financial data.

It's possible to qualify for 100% LTV financing by pledging additional properties as collateral within a blanket loan scheme.

Utilize the Lendersa® land loan calculator to locate vacant land lenders in zip codes 95386.



  • UBank
  • 4822 North Street, Nacogdoches, TX, 75965
  • "Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger. Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
  • County Bank
  • 201 S Jefferson St, Sigourney, IA, 52591
  • County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg. County Bank has a strong commitment to the communities we serve.
  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.