2025 Construction Loans use AI Lenders complete for Waterford, California

Lendersa® list of construction loan lenders in Waterford, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Waterford, CA of 2,000 Sf home at $318,775 for basic construction to $577,073 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

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The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95386.



  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
  • The Riddell National Bank
  • PO Box 340, Brazil, IN, 47834
  • Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
  • Total Choice Federal Credit Union
  • 14963 River Road, Hahnville, LA, 70057
  • Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
  • The Hardin County Bank
  • 235 Wayne Road, Savannah, TN, 38372
  • The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
  • Horizon Bank
  • 502 Franklin St, Michigan City, IN, 46360
  • Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873
  • Resource Bank (Louisiana)
  • 70533 Highway 21, Covington, LA, 70433
  • Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.