2026 Construction Loan Lenders for Niantic, Connecticut

The Lendersa® list of construction loan lenders in Niantic, CT encompasses regional banks, renowned national lenders, and local hard money lenders that rely on private money for projects involving ground-up construction or significant rehabilitation work.

In assessing construction costs in Niantic, CT for a 2,000 Sf home, lenders estimate expenses ranging from $274,339 for basic construction up to $496,262 for more luxurious builds. The interest rates and terms of these construction loans can vary according to factors such as the borrower’s financial situation, the LTV, ARV, and the type of lender chosen.

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Lendersa® makes use of AI technology to efficiently match your loan request with hundreds of construction lenders. This service helps ensure that all your construction financing needs are met, allowing you to find the most competitive construction rates for projects such as new builds, fix-and-flip ventures, or extensive rehab on both residential and commercial properties within CT.

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To protect your credit score, keep inquiries to a minimum. You can prequalify for your land loan without needing to submit your social security number or any other sensitive information.

If you agree to pledge additional property as security through a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 6357.



Niantic Construction Loan Lenders

  • Chelsea Groton Bank
  • 904 Poquonnock Road, Groton, CT, 06340
  • Lends in Connecticut
  • Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com

  • Essex Savings Bank
  • 35 Plains Road, Essex, CT, 06426
  • Lends in Connecticut
  • Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance

  • Corner Mortgage
  • 56 Plains Road, Essex, CT, 06426
  • Lends in Connecticut
  • "We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process.
    We are open Monday through Friday, and Saturday and Sunday by appointment."

  • Jewett City Savings Bank
  • 111 Main Street, Jewett City, CT, 06351
  • Lends in Connecticut
  • Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.

  • Guilford Savings Bank
  • PO Box 369, Guilford, CT, 06437
  • Lends in Connecticut
  • Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment

  • Northeast Financial LLC
  • 48 Meriden Rd, Suite 1, Middlefield, CT, 06455
  • Lends in Connecticut
  • "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.

    At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."

  • Leading Edge Investments Group
  • 230 East Main Street, Unit 11, Branford, CT, 06405
  • Lends in Connecticut
  • Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.