2026 Construction Loan Lenders for Ridgefield, Connecticut

Lendersa® compiles a list of construction loan lenders in Ridgefield, CT, including regional banks, national lenders, and local hard money lenders. These lenders utilize private money for your ground-up construction or major rehab projects.

For a 2,000-square-foot home in Ridgefield, CT, construction costs range from $275,857 for basic builds to $497,780 for more intricate designs. Interest rates and loan terms vary depending on the borrower's financial profile, LTV, ARV, and the type of lender selected.

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Minimize unnecessary inquiries to protect your credit score. Get preapproved for your land loan without disclosing your social security number or sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing if you agree to use additional properties as security, under a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 06877.



Ridgefield Construction Loan Lenders

  • Savings Bank of Danbury
  • 220 Main Street, Danbury, CT, 06810
  • Lends in Connecticut
  • Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.

    Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in Connecticut
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Avant Capital Partners
  • 51 Locust Avenue Suite 204, New Canaan, CT, 06840
  • Lends in Connecticut
  • Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.

  • Bankwell
  • 156 Cherry Street, New Canaan, CT, 06840
  • Lends in Connecticut
  • We pride ourselves on our unique ability to provide customers with a hometown, private banking experience, and the products and technology that meet their everyday needs. Our mission remains the same after 15 years: to provide outstanding personal service and add value to each of the communities we serve.

  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • Lends in Connecticut
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
    Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in Connecticut
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • Cannondale Financial LLC
  • 144 East Avenue, Suite 200, Norwalk, CT, 06851
  • Lends in Connecticut
  • CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history

  • Connecticut Community Bank, National Association
  • 605 West Avenue, Norwalk, CT, 06850
  • Lends in Connecticut
  • Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.