2025 Construction Loans use AI Lenders complete for Chipley, Florida

Lendersa® provides a directory of construction loan lenders in Chipley, FL, offering a variety of options like regional banks, national lenders, and local hard money lenders using private funds. These lenders are capable of financing your ground-up construction or major rehab projects.

For a 2,000 square foot home in Chipley, FL, lenders calculate construction costs from $205,027 for basic builds to $377,359 for more comprehensive designs. Interest rates and terms of construction loans vary based on borrower financial details, LTV ratio, ARV, and lender type chosen.

Compare loan offers from 100 lenders to locate the best terms for your needs.

Experience Our Magic Construction Loan Calculator

Lendersa® AI technology ensures your financing requirements are expertly met by matching your loan requests with countless construction lenders. This enables you to discover excellent construction rates for funding both residential and commercial ground-up projects, flips, or major rehabs in FL.

Seeking Construction Loan Lenders Nearby?

Limit unnecessary inquiries, as they can affect your credit score. Achieve preapproval for a land loan without needing your social security number or sensitive information.

You could qualify for 100% LTV financing by pledging additional property as collateral, a method known as a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 32428, facilitating access to superior financial options tailored to your requirements.



  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
  • Lee Bank and Trust Company
  • 41371 West Morgan Avenue, Pennington Gap, VA, 24277
  • Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
  • United Citizens Bank of Southern Kentucky
  • 700 Jamestown Street, Columbia, KY, 42728
  • United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
  • Exchange Bank
  • 700 Front Street, Natchitoches, LA, 71457
  • Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.