1 Construction Loan Lenders with AI in Chipley, Florida 2026

Lendersa® provides a directory of construction loan lenders in Chipley, FL, offering a variety of options like regional banks, national lenders, and local hard money lenders using private funds. These lenders are capable of financing your ground-up construction or major rehab projects.

For a 2,000 square foot home in Chipley, FL, lenders calculate construction costs from $205,027 for basic builds to $377,359 for more comprehensive designs. Interest rates and terms of construction loans vary based on borrower financial details, LTV ratio, ARV, and lender type chosen.

Compare loan offers from 100 lenders to locate the best terms for your needs.

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Lendersa® AI technology ensures your financing requirements are expertly met by matching your loan requests with countless construction lenders. This enables you to discover excellent construction rates for funding both residential and commercial ground-up projects, flips, or major rehabs in FL.

Seeking Construction Loan Lenders Nearby?

Limit unnecessary inquiries, as they can affect your credit score. Achieve preapproval for a land loan without needing your social security number or sensitive information.

You could qualify for 100% LTV financing by pledging additional property as collateral, a method known as a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 32428, facilitating access to superior financial options tailored to your requirements.



Chipley Construction Loan Lenders

  • Peoples Bank of Graceville
  • 5306 Brown St, Graceville, FL, 32440
  • Lends in Florida
  • we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic

  • Farm Credit of Northwest Florida
  • 5052 Highway 90 East, Marianna, FL, 32446
  • Lends in Florida
  • Farm Credit of Northwest Florida is part of the national Farm Credit System which was created in 1916 to provide a reliable source of credit for the nation’s farmers and ranchers. Today, the System provides more than one-third of the credit needed by those who live and work in rural America.

  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • Lends in Florida
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.

  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Lends in Florida
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.

  • Walton Funding
  • 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
  • Lends in Florida
  • Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.

  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Lends in Florida
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.

  • Blissful Mortgage
  • Beach Office 8730 Thomas Dr, 1110 A, Panama City, FL, 32408
  • Lends in Florida
  • Blissful Mortgage LLC is located in Panama City Beach, FL, United States and is part of the Activities Related to Credit Intermediation Industry. Blissful Mortgage LLC has 3 employees at this location. (Employees figure is modelled). There are 2 companies in the Blissful Mortgage LLC corporate family.

  • Certainty Home Loans LLC
  • 1354 E. JOHN SIMS PARKWAY, Niceville, FL, 32578
  • Lends in Florida
  • Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.

  • Inlanta Mortgage
  • 225 Main Street, Ste. 14, Destin, FL, 32541
  • Lends in Florida
  • Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.

  • HomeFi Digital Mortgage
  • 4476 Legendary Drive Suite 202, Destin, FL, 32541
  • Lends in Florida
  • HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.