2 Construction Loan Lenders with AI in Cross-City, Florida 2026

Lendersa® offers a list of construction loan lenders in Cross-City, FL, including regional banks, national lenders, and local hard money lenders utilizing private money, ideal for ground-up construction or major rehab projects.

Lenders estimate construction costs for a 2,000 square foot home in Cross-City, FL, from $204,961 for basic builds to $377,293 for more elaborate designs. Interest rates and loan terms vary depending on borrowers' financial profiles, LTV, ARV, and lender type selection.

Compare loan offers from 100 lenders to find the best fitting terms.

Discover Our Magic Construction Loan Calculator

Leveraging Lendersa®'s AI technology, your construction financing needs are swiftly matched with hundreds of lenders. Find prime construction rates for ground-up projects, fix-and-flips, or major rehabs on both residential and commercial properties across FL.

Seeking Construction Loan Lenders Nearby?

To safeguard your credit score, avoid unnecessary inquiries. Secure preapproval for a land loan without providing your social security number or other sensitive details.

You may qualify for 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 32628, ensuring you access the most appropriate financial solutions.



Cross-City Construction Loan Lenders

  • Total Lending Concepts
  • 1310 N. Main Street, Bell, FL, 32619
  • Lends in Florida
  • The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lends in Florida
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes.
    As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.

  • CAMPUS USA Credit Union
  • 14007 NW 1st Road, Newberry, FL, 32669
  • Lends in Florida
  • CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.

  • Drummond Community Bank
  • 16449 SW Archer Road, Archer, FL, 32618
  • Lends in Florida
  • Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender.

    Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.

  • The Digital Mortgage Guy
  • 14309 NW 159th Place, Alachua, FL, 32615
  • Lends in Florida
  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers

  • Alligator Mortgage Company
  • 2630-B NW 41st Street, Gainesville, FL, 32606
  • Lends in Florida
  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.

  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • Lends in Florida
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency

  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Lends in Florida
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry

  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • Lends in Florida
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.

  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Lends in Florida
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.