Panama-City-Beach, Florida Construction loan lenders AI selection 2026

Lendersa® features a list of construction loan lenders in Panama-City-Beach, FL, which includes regional banks, major national lenders, and local hard money lenders using private funds for ground-up construction or major rehabilitation projects.

In Panama-City-Beach, FL, lenders estimate construction costs for a 2,000-square-foot home from $207,766 for basic construction to $380,098 for more elaborate designs. Interest rates and loan terms vary depending on the borrower’s financial status, LTV, ARV, and chosen lender.

Explore offers from 100 lenders

The Handy Construction Loan Calculator

To meet all your financing needs, Lendersa® uses AI to match your loan request with numerous construction lenders instantly. Discover the top construction rates for ground-up projects, fix-and-flip, or major renovations on residential and commercial properties in FL.

Locating Construction Loan Lenders Nearby

Protect your credit score by avoiding unnecessary inquiries. Achieve pre-approval for land loans without disclosing your social security number or sensitive financial details.

Should you pledge additional property as security with a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 32407, 32413, 32417.



  • American Residential Mortgage LLC
  • 215 Celebration Place, Suite 520, Celebration, FL, 34747
  • At American Residential Mortgage we offer a variety of loan programs that can help you achieve your goals whether you are looking to buy, build, or refinance your home. This gives us the advantage of being able to provide a great rate and a program that fits each of our clients individual requirements.

  • Simons & Leoni Home Loans, LLC
  • 741 Front St# 130, Celebration, FL, 34747
  • Simons & Leoni Home Loans, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.

  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.

  • Contemporary Mortgage Services, Inc.
  • 498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
  • Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.

    Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.

  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending

  • i3 Lending Inc.
  • 1900 Boothe Circle, Suite #100, Longwood, FL, 32750
  • i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.

  • Universal Mortgage & Financial
  • 7411 International Drive, Orlando, FL, 32819
  • Universal Mortgage & Financial Consultants Inc is a full service national financing company established in Central Florida. We provide a full spectrum of financial solutions for all types of commercial properties and businesses specializing in hospitality and commercial real estate funding as well as sophisticated merger.