3 Construction Loan Lenders in Chattanooga-Valley, Georgia in 2026

Lendersa® presents an extensive list of construction loan lenders situated in Chattanooga-Valley, GA, which includes regional banks, national lenders, as well as local hard money lenders who utilize private funds. These lenders cater to your needs for ground-up constructions or major renovation projects.

In the area of Chattanooga-Valley, GA, lenders estimate the construction cost for a 2,000 Sq. Ft. home. The prices range from $216,514 for basic builds to $395,042 for more extravagant designs. The interest rates and terms associated with a construction loan vary, hinging on elements like the borrower's financial situation, LTV, ARV, and the lender type chosen.

Compare competitive loan offers from over 100 lenders

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Avoiding superfluous financial checks is advisable to protect your credit score. Obtain preapproval for your land loan entirely without the necessity of submitting your social security number or any sensitive financial data.

You might be eligible for 100% LTV financing provided you consent to use additional property as financial security (commonly referred to as a blanket loan).

Employ the Lendersa® land loan calculator to assist in discovering lenders for vacant land loans across the zip codes 30741.



Chattanooga-Valley Construction Loan Lenders

  • Citizens Bank & Trust, Inc.
  • 12255 South Main Street, Trenton, GA, 30752
  • Lends in Georgia
  • Citizens Bank & Trust, Inc. provides banking services. The Company offers savings and deposit accounts, personal and business loans, cash management, online, and mobile banking services. Citizens Bank & Trust serves customers in the United States. Citizens Bank & Trust has branches in Trenton, GA, Lookout Mountain, GA, and Higdon, AL.

  • First Bank of Dalton
  • 118 N. Hamilton St., Dalton, GA, 30720
  • Lends in Georgia
  • First Bank is a locally owned and managed bank staffed by professional bankers with years of experience and the desire to make banking a pleasure again. First Bank offers you exceptional service and great banking products. As a customer of First Bank you will have the unique opportunity to develop a relationship with banking professionals.

  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • Lends in Georgia
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.

  • Rome Kraft Employees Credit Union
  • 4620 Alabama Hwy NW, Rome, GA, 30165
  • Lends in Georgia
  • The Rome Kraft Employees Credit Union was chartered March 19, 1955. The sponsors of the credit union at that time were known as Rome Kraft Company and North Georgia Timberlands Company. Although the sponsor named has changed the Credit Union Charter has remained the same. Presently the sponsors are International Paper and Georgia Pacific.

  • River City Bank
  • 228 North 2nd Avenue SW, Rome, GA, 30165
  • Lends in Georgia
  • At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.

  • Georgia Power Northwest Federal Credit Union
  • 906 North Broad Street SE, Rome, GA, 30161
  • Lends in Georgia
  • (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.

  • Community Bank of Pickens County
  • 15 Sammy Mcghee Blvd, Jasper, GA, 30143
  • Lends in Georgia
  • Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.

  • HomeTrust Mortgage, Inc.
  • 11576 Big Canoe, Jasper, GA, 30143
  • Lends in Georgia
  • The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.

  • AAA MORTGAGE SOLUTIONS, LLC
  • 6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
  • Lends in Georgia
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

Also lends in Georgia

  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.