McRae-Helena, Georgia Construction loan lenders AI selection 2025

Lendersa® provides a directory of construction loan lenders in McRae-Helena, GA, including regional banks, national lenders, and local hard money lenders that utilize private funds for ground-up construction or major rehabilitation projects.

In McRae-Helena, GA, lenders determine construction costs for a 2,000 square foot home starting at $217,702 for basic builds, escalating to $396,230 for more detailed constructions. Interest rates and loan terms depend on the borrower's financial profile, the loan-to-value (LTV) ratio, after-repair value (ARV), and chosen lender type.

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Using AI technology, Lendersa® ensures your financing needs are matched with hundreds of construction lenders instantly. Find great construction rates for ground-up projects, fix-and-flip, or major rehabs on residential and commercial properties in GA.

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Minimizing unnecessary inquiries helps protect your credit score. Get preapproved for your land loan without needing your social security number or other sensitive financial information.

You might be eligible for 100% Loan-to-Value financing if you pledge additional property as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 31037, 31055.




  • Farmers State Bank
  • 115 N. Washington Street, Lincolnton, GA, 30817
  • Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.

  • Oconee State Bank
  • 35 North Main Street, Watkinsville, GA, 30677
  • Oconee State Bank is a locally owned and operated Community Bank in Oconee County, offering a competitive line of products and services. Oconee State Bank has 3 full-service branches located in Oconee County, GA. In December 2004, the H. Mell Wells Operations Center and Rosella E. Hansford Learning Center were dedicated.

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.

  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.

  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.

  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655
  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H

  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.

  • Phenix-Girard Bank
  • 801 13th St, Phenix City, AL, 36867
  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.

  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer

  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
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