2 Construction Loan Lenders in Kalaheo, Hawaii in 2026

The Lendersa® directory in Kalaheo, HI includes construction loan options from regional banks, national lenders, and local hard money lenders that utilize private funds. These services cater to both new construction projects and major rehabs.

Costs for building a 2,000 square foot home in Kalaheo, HI range from $329,700 for basic projects to $592,484 for more elegant constructions. Interest rates and loan terms vary depending on the borrower’s financials, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender chosen.

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Consider qualifying for 100% LTV financing by pledging additional property as security, commonly as a blanket loan.

Use the Lendersa® land loan calculator to find lenders within zip codes 96741, optimizing your search for vacant land loan options.



Kalaheo Construction Loan Lenders

  • Kauai Federal Credit Union
  • 2976 Ewalu Street, Lihue, HI, 96766
  • Lends in Hawaii
  • In 1947, we started a credit union for employees of the territory of Hawaii and the county of Kaua’i. Our goal was not only to provide county, state, and federal government employees & their families with basic financial needs but also to invest in and grow the quality of life on the island.
    Over 70 years later we’re still committed to our goal

  • Garden Island FCU
  • 2973 Kele Street, Lihue, HI, 96766
  • Lends in Hawaii
  • On February 8,1938, a Federal Charter was issued to Lihue Federal Credit Union covering the employees of The Lihue Plantation Company, Ltd. and its wholly owned subsidiaries; East Kauai Water Company, Kauai Stores and Waiahi Electric Company (merged with Kauai Electric Company).

    In 2007, we changed our name to Garden Island Federal Credit Unio

  • Mahalo Mortgage Corp
  • 1620 Glen Avenue, Wahiawa, HI, 96786
  • Lends in Hawaii
  • Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements

  • ALOHA LENDING SERVICES
  • 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797
  • Lends in Hawaii
  • Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,

  • Hawaii National Bank
  • 45 N King St, Honolulu, HI, 96817
  • Lends in Hawaii
  • Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.

  • American Savings Bank Hawaii
  • 300 N Beretania St, Honolulu, HI, 96817
  • Lends in Hawaii
  • American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.

  • CF Home Loans LLC
  • 1050 Queen St, Suite 100, Honolulu, HI, 96814
  • Lends in Hawaii
  • Our executive team consists of industry experts and professionals in the financial and real estate industry. We are well versed when it comes to understanding how a mortgage can affect clients in all areas of their financial life. With a highly dedicated executive team, CF Home Loans is committed to providing an environment to promote teamwork.

  • Hawaii Central Federal Credit Union
  • 681 South King Street, Honolulu, HI, 96813
  • Lends in Hawaii
  • Established in 1937, Hawaii Central FCU offers a full range of products and services to meet your financial needs. Federally insured by NCUA Hawaii Central Federal Credit Union is a credit union with operations in one state. Hawaii Central Federal Credit Union offers numerous mortgage programs including conventional, jumbo, construction more

  • Bank of Hawaii
  • 130 Merchant St, Suite 130, Honolulu, HI, 96813
  • Lends in Hawaii
  • Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA

  • Finance Factors
  • 1164 Bishop St, Suite 300, Honolulu, HI, 96813
  • Lends in Hawaii
  • Finance Factors has been providing financial services in Hawaii for more than 68 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company.