Construction Loan Lenders in Kaunakakai, Hawaii (2026)

The Lendersa® compilation of construction loan lenders in Kaunakakai, HI is quite comprehensive, including an array of financial institutions such as regional banks, national lenders, as well as local hard money lenders who make use of private capital. This diverse group provides funding solutions tailored to your unique needs, whether you're launching a new construction project or undertaking a significant renovation.

When you look into building a 2,000 square foot home in Kaunakakai, HI, lenders offer estimates on construction costs that start at $329,436 for straightforward, basic constructions. If your aspirations lean towards more luxurious, high-end projects, costs can escalate up to $592,220. The corresponding interest rates and terms for these construction loans are influenced by various factors, including the borrower's financial situation, the Loan-to-Value (LTV) ratio, the anticipated after-repair value (ARV), and the type of lender you opt for.

Explore and compare loan offers from an impressive selection of 100 lenders, providing you with extensive choices and competitive terms.

Unleashing the Power of the Magic Construction Loan Calculator

Ensuring that every aspect of your construction financing needs is addressed, Lendersa® employs sophisticated AI technology. This advanced system rapidly aligns your loan quest with an extensive network of construction lenders. Consequently, you can promptly discover and seize the most advantageous construction rates, perfect for financing ground-up constructions, fix-and-flip projects, or major renovations across residential and commercial properties in the great state of HI.

Are Construction Loan Lenders Accessible Nearby?

In your search for lending options, it's crucial to maintain a healthy credit score. By avoiding unnecessary inquiries, you can prevent adverse effects on your credit. Swiftly achieve preapproval for your land loan without presenting your social security number or revealing any sensitive financial information, ensuring peace of mind and security.

Moreover, you might qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as security, also known as a blanket loan. This option can significantly enhance your financing flexibility.

For those interested in land acquisition, leverage the efficient Lendersa® land loan calculator. This resource is invaluable for identifying vacant land loan providers specifically available in the zip code regions of 96748, enabling you to make informed decisions tailored to your needs.



Kaunakakai Construction Loan Lenders

  • Avis Mortgage, Inc
  • 256 Papalaua, Lahaina, HI, 96761
  • Lends in Hawaii
  • Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.

  • First Hawaiian Mortgage
  • 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761
  • Lends in Hawaii
  • At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products

  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • Lends in Hawaii
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.

  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Lends in Hawaii
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company

  • Elite Lending
  • 71 Baldwin Ave, Suite B7, Paia, HI, 96779
  • Lends in Hawaii
  • "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started.
    and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"

  • Creative Financial
  • 320 Ohukai Rd, Suite 413, Kihei, HI, 96753
  • Lends in Hawaii
  • Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.

  • Pacific Home Loans, Inc.
  • 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753
  • Lends in Hawaii
  • Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hawaii Private Loans, 808-2-money-2
  • 1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
  • Lends in Hawaii
  • Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii

  • Hawaii Central Federal Credit Union
  • 681 South King Street, Honolulu, HI, 96813
  • Lends in Hawaii
  • Established in 1937, Hawaii Central FCU offers a full range of products and services to meet your financial needs. Federally insured by NCUA Hawaii Central Federal Credit Union is a credit union with operations in one state. Hawaii Central Federal Credit Union offers numerous mortgage programs including conventional, jumbo, construction more