2 Construction Loan Lenders in Wailua-Homesteads, Hawaii in 2026

The Lendersa® list of construction loan lenders in Wailua-Homesteads, HI features an assortment of lending options, including regional banks, national financial institutions, and local hard money lenders that utilize private funding. These lenders are perfect for either entirely new construction projects or significant rehabilitation efforts.

Construction costs in Wailua-Homesteads, HI for a 2,000 square foot home are calculated by lenders, with basic construction starting at $329,733 and reaching up to $592,517 for more sophisticated contraction. The interest rates and terms of these construction loans vary depending on borrower financial details, the Loan-to-Value (LTV) and After-Repair Value (ARV) ratios, and the type of lender selected for financing.

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You might qualify for 100% LTV (Loan to Value) financing by offering additional property as security, known as a blanket loan.

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Wailua-Homesteads Construction Loan Lenders

  • Kauai Federal Credit Union
  • 2976 Ewalu Street, Lihue, HI, 96766
  • Lends in Hawaii
  • In 1947, we started a credit union for employees of the territory of Hawaii and the county of Kaua’i. Our goal was not only to provide county, state, and federal government employees & their families with basic financial needs but also to invest in and grow the quality of life on the island.
    Over 70 years later we’re still committed to our goal

  • Garden Island FCU
  • 2973 Kele Street, Lihue, HI, 96766
  • Lends in Hawaii
  • On February 8,1938, a Federal Charter was issued to Lihue Federal Credit Union covering the employees of The Lihue Plantation Company, Ltd. and its wholly owned subsidiaries; East Kauai Water Company, Kauai Stores and Waiahi Electric Company (merged with Kauai Electric Company).

    In 2007, we changed our name to Garden Island Federal Credit Unio

  • Mahalo Mortgage Corp
  • 1620 Glen Avenue, Wahiawa, HI, 96786
  • Lends in Hawaii
  • Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements

  • ALOHA LENDING SERVICES
  • 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797
  • Lends in Hawaii
  • Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,

  • Hawaii National Bank
  • 45 N King St, Honolulu, HI, 96817
  • Lends in Hawaii
  • Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.

  • American Savings Bank Hawaii
  • 300 N Beretania St, Honolulu, HI, 96817
  • Lends in Hawaii
  • American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.

  • Hawaii Central Federal Credit Union
  • 681 South King Street, Honolulu, HI, 96813
  • Lends in Hawaii
  • Established in 1937, Hawaii Central FCU offers a full range of products and services to meet your financial needs. Federally insured by NCUA Hawaii Central Federal Credit Union is a credit union with operations in one state. Hawaii Central Federal Credit Union offers numerous mortgage programs including conventional, jumbo, construction more

  • Bank of Hawaii
  • 130 Merchant St, Suite 130, Honolulu, HI, 96813
  • Lends in Hawaii
  • Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA

  • Finance Factors
  • 1164 Bishop St, Suite 300, Honolulu, HI, 96813
  • Lends in Hawaii
  • Finance Factors has been providing financial services in Hawaii for more than 68 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company.

  • Hawaiian Isle Mortgage Inc
  • 1188 Bishop St, Suite 2804, Honolulu, HI, 96813
  • Lends in Hawaii
  • Hawaiian Isle Mortgage Inc buying your home, there are many lenders to choose from. We believe we are uniquely able to compete against all lenders and brokers. Our success is based on our commitment to serve you throughout the entire home buying process and to provide the most competitive rates for your home loan