2026 Construction Loans in Des-Moines, Iowa

Lendersa® provides a comprehensive list of construction loan lenders in Des-Moines, IA, featuring regional banks, nationally recognized lenders, and local hard money lenders using private funds. These lenders offer diverse financial solutions tailored to support both ground-up construction and major rehab projects, accommodating a range of borrower needs.

In Des-Moines, IA, construction costs for a 2,000-square-foot home are estimated by lenders, with figures starting at $171,232 for basic structures and reaching up to $313,494 for more elaborate designs. Interest rates and loan terms vary according to the borrower's financials, Loan-to-Value (LTV) ratio, After Repaired Value (ARV), and the type of lender chosen. This variability allows for customized loan solutions aligned with individual financial strategies.

The Innovative Construction Loan Calculator

Lendersa® uses advanced AI technology to ensure all your construction financing needs are met, instantly matching your loan request with numerous construction lenders. Discover competitive construction rates for funding ground-up builds, fix-and-flips, or major rehab on residential and commercial properties in IA, simplifying the process of obtaining the right financing.

Locating Construction Loan Lenders Nearby

Avoid unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing to provide your social security number or sensitive financial data, ensuring both privacy and efficiency in the preapproval process.

Consider 100% LTV financing by using a blanket loan to secure additional properties as collateral, enhancing your borrowing power for larger projects.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 50309, offering a streamlined approach to locating specialized lenders for your land acquisition and development goals.

Des-Moines Construction Loan Lenders
(800) 544-3452 Lender's profile and map Federal Home Loan Bank of Des Moines 909 Locust Street, Des Moines, IA, 50309 Lends in Iowa Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
(515) 974-6908 Lender's profile and map HALO Capital 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310 Lends in Iowa Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
(515) 232-5800 Lender's profile and map Midwest Heritage Bank 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265 Lends in Iowa At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
(515) 457-9533 Lender's profile and map State Savings Bank 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265 Lends in Iowa The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
(515) 223-4753 Lender's profile and map Earlham Bank 7300 Lake Drive, West Des Moines, IA, 50266 Lends in Iowa Earlham Savings Bank is prepared for that future and still stands stronger than ever. A commitment to remembering where we have come from, the simple principals of thinking of our customers first and treating people with fairness and respect remain. It is by these standards we continue to grow and serve Central Iowa.
(515) 698-1000 Lender's profile and map Freedom Financial Bank 1255 Jordan Creek Parkway, West Des Moines, IA, 50266 Lends in Iowa Freedom Financial Bank is a community bank committed to building relationships through professional, personal service. We give you the powerful tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness of a local bank. As a local bank, Freedom Financial Bank chartered in 1999.
(515) 222-2300 Lender's profile and map West Bank 1601 22nd Street, West Des Moines, IA, 50266 Lends in Iowa West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.
(855) 888-1675 Lender's profile and map Conterra Ag Capital 5465 Mills Civic Parkway, Suite 201, West Des Moines, IA, 50266 Lends in Iowa Conterra has lending offices through out the United States. We have relationship managers and credit teams available in your region and ready to hear your story. Find an Ag lender in your region to get personal service and financing that tailors to your unique operation.Conterra’s staff of seasoned.
(877) 281-0689 Lender's profile and map Fidelity Bank 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266 Lends in Iowa Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options. Fidelity Bank is on LinkedIn to celebrate our team members.