Construction Loans from Private Investors in Garner, IA

The Lendersa® directory of construction loan lenders in Garner, IA, includes regional banks, national lenders, and local hard money lenders who utilize private money for ground-up construction or major rehab projects.

Lenders estimate construction costs for a 2,000 square foot home in Garner, IA, with prices ranging from $169,934 for basic construction to $312,196 for more elaborate designs. Interest rates and terms adjust based on borrower's financials, LTV, ARV, and type of lender chosen.

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Using Lendersa® AI technology, your loan requests are efficiently matched with many construction lenders to ensure all financing needs are met. Discover the best construction rates for ground-up developments, fix-and-flip, or major rehabs on both residential and commercial properties in IA.

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Reducing unnecessary inquiries helps protect your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial data.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional properties as collateral, commonly referred to as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in specific zip codes: 50438.



Garner Construction Loan Lenders

  • Reliance State Bank
  • 175 E. 3rd St., Garner, IA, 50438
  • Lends in Iowa
  • Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.

  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Lends in Iowa
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions

  • First Citizens Bank (FCB)
  • 2601 4th St SW, Mason City, IA, 50401
  • Lends in Iowa
  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.

  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Lends in Iowa
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937

  • Iowa Falls State Bank
  • 601 Washington Avenue, Iowa Falls, IA, 50126
  • Lends in Iowa
  • Iowa Falls State Bank was the first bank to reopen in Iowa Falls after the five banks in town were closed by the stresses of the Great Depression. It opened up for business on May 25,First Iowa Falls State Bank 1933, with a capital of $25,000 and a surplus of $5,000. On the first day the bank was opened, deposits of $25,000.

  • Iowa Trust & Savings Bank
  • 2101 10th Street, Emmetsburg, IA, 50536
  • Lends in Iowa
  • Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit