Garden-City, Idaho Construction loan lenders AI selection 2026

Lendersa® offers a comprehensive list of construction loan options in Garden-City, ID, including regional banks, national lenders, and local hard money lenders who use private funds for your ground-up construction or major rehabilitation needs.

In Garden-City, ID, lenders estimate the construction cost of a 2,000 square foot home, with prices ranging from $252,174 for basic constructions to $455,958 for more elaborate projects. The interest rates and loan terms can vary greatly depending on the borrower's financial situation, the loan-to-value (LTV) ratio, after-repair value (ARV), and the selected lender.

Explore loan offers from 100 different lenders

The Magic Construction Loan Calculator

To meet all your construction financing needs, Lendersa® leverages AI technology to seamlessly match your loan request with hundreds of construction lenders. Discover superior construction rates for funding ground-up projects, fix-and-flip initiatives, or significant renovations on both residential and commercial properties in ID.

Finding Construction Loan Lenders Nearby

To safeguard your credit score, avoid unnecessary inquiries. You can obtain preapproval for your land loan without providing your social security number or any sensitive financial details.

If you choose to pledge additional property as collateral, known as a blanket loan, you may qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 83714.



Garden-City Construction Loan Lenders

  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • Lends in Idaho
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.

  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • Lends in Idaho
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.

  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Lends in Idaho
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.

  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Lends in Idaho
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.

  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • Lends in Idaho
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA.

    Our mission is to provide excellence in personal financial services.

  • Payette Financial Services
  • 202 N. 9th Street, Suite 300, Boise, ID, 83702
  • Lends in Idaho
  • Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly

  • Signet Mortgage
  • 3060 S Rookery Ln, Boise, ID, 83706
  • Lends in Idaho
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing

  • Hopkins Financial
  • 910 E. Carol St., Meridian, ID, 83646
  • Lends in Idaho
  • HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)

  • Clarity Credit Union - Meridian, Idaho
  • 555 S. Meridian Rd, Meridian, ID, 83642
  • Lends in Idaho
  • Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.

  • 1st Choice Mortgage Company, LLC
  • 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
  • Lends in Idaho
  • 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.