Meridian, Idaho Construction loan lenders AI selection 2025

The Lendersa® compilation of construction loan lenders in Meridian, ID, includes an extensive selection of regional banks, national lending institutions, and local hard money lenders. These lenders utilize private financial resources to support your needs, whether it be a new construction from the ground up or a major renovation project.

In Meridian, ID, lenders calculate construction costs for a 2,000 square foot home, estimating expenses from $252,383 for basic structures up to $456,167 for more refined, intricate work. Rates and terms for construction loans vary, influenced by several factors such as the borrower’s financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

Browse and compare loan offers from 100 lenders across multiple categories, helping you find the best fit for your project.

Discover the Magic of the Construction Loan Calculator

To satisfactorily meet all your construction financing needs, Lendersa® employs sophisticated AI technology that matches your loan request with a broad array of construction lenders. Now, you can swiftly uncover optimal construction rates to fund everything from new builds to fix-and-flip ventures, or even major rehabs on both residential and commercial properties all over ID.

Are There Construction Loan Lenders Near You?

Maintaining your credit score is crucial, so minimize the impact by avoiding unnecessary inquiries. Preapprove your land loan without requiring your social security number or revealing any sensitive financial data, providing peace of mind in your borrowing process.

You might be eligible for 100% LTV (Loan to Value) financing if you agree to use additional property as collateral in a blanket loan setup, a strategy that could optimize your borrowing potential.

Utilize the comprehensive Lendersa® land loan calculator to efficiently locate vacant land loan providers within zip code regions 83646, 83642, 83680, allowing you the flexibility to make well-informed, strategic decisions as you navigate your real estate ventures.



  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
  • BlueMark Capital, LLC
  • 700 Walnut Street, Suite 300, Cincinnati, OH, 45202
  • BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.
  • JT Capital Advisors
  • 312 Walnut Street, Suite 1600, Cincinnati, OH, 45202
  • "JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business. We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva
  • Springfield State Bank
  • 125 East Main St., Springfield, KY, 40069
  • Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work. Chartered in 1910 & still going strong, Springfield State Bank is proud to be an independent, community bank. We strive to remain independent so we may deliver a superior quality of banking services.
  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737
  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.