Centralia, Illinois Construction loan lenders AI selection 2025

The roster of construction loan providers from Lendersa® in Centralia, IL consists of regional banks, nationwide lenders, and local hard money lenders employing private capital for projects like ground-up construction or significant rehabilitation.

Lenders assess the construction expenses in Centralia, IL for a 2,000 square foot residence, ranging from $210,581 for basic builds to $384,004 for more elaborate constructions. The interest rates and terms of each construction loan fluctuate depending on the borrower’s financial details, LTV, ARV, and the type of lender selected.

Evaluate loan proposals from 100 lenders

Introducing the remarkable construction loan calculator

To address every aspect of your construction financing requirements, Lendersa® employs AI technology to instantly align your loan application with hundreds of construction funding sources. Now, you can easily access premium construction financing rates to support new construction, fix-and-flip ventures, or major rehabilitations on both residential and commercial properties in IL.

Is there a nearby construction loan lender?

To preserve your credit score, avoid unnecessary inquiries. Acquire preapproval for a land loan without sharing your social security number or other personal financial information.

Qualifying for 100% LTV (Loan to Value) financing is possible by pledging additional properties as collateral, known as a blanket loan.

Leverage the Lendersa® land loan calculator to search for vacant land loan providers within the 62801 zip code areas.



  • Northwestern Bank
  • 202 N. Bridge St., Chippewa Falls, WI, 54729
  • Chippewa Valley (WI) Community bank focused on establishing relationships and small business lending. Headquartered in Chippewa Falls, Northwestern has office locations in Altoona, Thorp, Boyd, Cornell, and Lafayette. Established in 1904, Northwestern Bank is "Where People Matter
  • First National Bank of Griffin
  • 318 S Hill St, Griffin, GA, 30224
  • First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.
  • Bank Midwest
  • 1525 18th Street, Spirit Lake, IA, 51360
  • Bank Midwest can help you manage your business with accounts and services designed for commercial banking. We also offer real estate financing, commercial insurance protection or group retirement plans or trust and estate services and also Bank Midwest provides a complete portfolio of financial services to businesses.
  • Lending Company, L.L.C.
  • 1716 Hill Ave, Spirit Lake, IA, 51360
  • Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Elysian Bank
  • 121 E Main St, Elysian, MN, 56028
  • At Elysian Bank we know you by name and provide fast, friendly service. We are a full service Minnesota bank providing the best in small town friendly atmosphere with professional banking services. When you bank with us, you’re doing business with people you know and trust. nd because we’re a local, independent bank, we’re able to respond quickly.
  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
  • Farmers & Merchants Bank & Trust.
  • 1644 Ludington Street, Marinette, WI, 54143
  • At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
  • The Stephenson National Bank and Trust
  • 1820 Hall Avenue, Marinette, WI, 54143
  • The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ
  • Community Resource Bank
  • 1605 Heritage Drive, Northfield, MN, 55057
  • Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.