Construction Loan Lenders in Mount-Vernon, Illinois (2026)

The Lendersa® registry of construction loan sources in Mount-Vernon, IL comprises regional banks, national institutions, and local hard money lenders, all employing private capital for comprehensive construction projects or major renovations.

For a 2,000 square foot home in Mount-Vernon, IL, lenders estimate building costs range from $210,526 for fundamental structures to $383,949 for more sophisticated designs. These construction loans have interest rates and terms that shift based on borrower financials, Loan to Value (LTV), After Repair Value (ARV), and the specific lender chosen.

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Lendersa® offers an advanced AI solution to match your construction funding requests with various lenders, addressing all your needs seamlessly. Discover top-tier construction rates to support ground-up builds, fix-and-flip undertakings, or major rehabs across residential and commercial properties in IL.

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Reducing unnecessary inquiries can safeguard your credit score. Obtain preapproval for your land loan without revealing your social security number or any sensitive financial data.

You might be eligible for 100% LTV (Loan to Value) financing when pledging additional property as security in a blanket loan agreement.

Leverage the Lendersa® land loan calculator to identify vacant land loan providers within the 62864 postal areas.



Mount-Vernon Construction Loan Lenders

  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Lends in Illinois
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.

  • Iuka State Bank
  • 205 West Main Street, Salem, IL, 62881
  • Lends in Illinois
  • Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.

  • Nashville Savings Bank
  • 209 East Lebanon Street, Nashville, IL, 62263
  • Lends in Illinois
  • Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.

  • Murphy-Wall State Bank & Trust Company
  • 105 E Water Street, Pinckneyville, IL, 62274
  • Lends in Illinois
  • Murphy-Wall State Bank is here to provide quality bank services to our service area, & to provide a fair return to our shareholders. We will be responsible citizens & will participate in community activities, both by making contributions to worthwhile causes and by contributing our time as individuals. Our customers are our most important assets.

  • Flora Bank and Trust
  • 1478 N. Worthey St, Flora, IL, 62839
  • Lends in Illinois
  • In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.

  • The Old Exchange National Bank of Okawville
  • 110 E. Walnut St, Okawville, IL, 62271
  • Lends in Illinois
  • The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.

  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Lends in Illinois
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.

  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • Lends in Illinois
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.

  • First Southern Bank IL
  • 102 Airway Dr, Marion, IL, 62959
  • Lends in Illinois
  • First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.