Construction loans by with AI by private investors in Effingham, IL

Lendersa® list of construction loan lenders in Effingham, IL include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Effingham, IL of 2,000 Sf home at $210,449 for basic construction to $383,872 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in Illinois.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 62401.



  • First Bank IA
  • 316 E Bremer Ave, Waverly, IA, 50677
  • At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.
  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities. We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
  • Peoples Savings Bank
  • 414 N Adams, Wellsburg, IA, 50680
  • Peoples Savings Bank has its origins in both Cleves and Wellsburg, Iowa. The Cleves Savings Bank started January 25, 1912, and then later changed its name to Security Savings Bank. In July 1934, the board and the stockholders of the bank wanted to reorganize and have the main bank in Wellsburg while maintaining a bank in Cleves.
  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
  • At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
  • Capitol Federal Savings Bank
  • 8781 N. Ambassador Drive, Kansas City, MO, 64154
  • For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow. CapFed® employees are True Blue and take pride in their work
  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.