535 Construction Loan Lenders with AI in Newton, Illinois 2025

Lendersa® offers a comprehensive list of construction loan lenders in Newton, IL. This includes regional banks, national lenders, and local hard money lenders who employ private funds for ground-up projects or extensive rehabs.

Within Newton, IL, lenders calculate the construction cost for building a 2,000 square foot home. The cost ranges from $207,490 for basic construction to $380,913 for more luxurious builds. Interest rates and loan terms vary based on borrowers' financial health, loan-to-value ratio (LTV), after-repair value (ARV), and the type of lender.

Explore and compare offers from 100 lenders

Discover the power of the construction loan calculator

Lendersa® uses advanced AI technology to meet all your construction financing needs by aligning your loan request with an array of construction lenders. Discover optimal construction rates for funding new builds, fix-and-flip projects, or substantial rehabs for residential and commercial properties in IL.

Looking for construction loan lenders in your area?

Minimizing unnecessary inquiries is crucial for preserving your credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

You could qualify for 100% LTV (Loan to Value) financing by using additional property as collateral, sometimes referred to as a blanket loan.

Explore the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 62448.



  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
  • BankChampaign
  • 2101 South Neil St, Champaign, IL, 61820
  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
  • Nashville Savings Bank
  • 209 East Lebanon Street, Nashville, IL, 62263
  • Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.
  • The Old Exchange National Bank of Okawville
  • 110 E. Walnut St, Okawville, IL, 62271
  • The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.
  • The First National Bank of Litchfield
  • 324 North State, Litchfield, IL, 62056
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.
  • Community Bank
  • 104 East Broadway, Trenton, IL, 62293
  • Community Bank of Trenton is headquartered in Trenton and is the 295th largest bank in the state of Illinois. It is also the 4, 071st largest bank in the nation. It was established in 1963 and as of September of 2021, it had grown to 16 employees at 1 location. Community Bank of Trenton has an A health rating.
  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.