40 Construction Loan Lenders with AI in Gilberts, Illinois 2026

Lendersa® includes a list of construction loan lenders in Gilberts, IL, such as regional banks, national lenders, and local hard money lenders using private money for ground-up construction or major rehabs.

In Gilberts, IL, lenders estimate the building cost for a 2,000 sq. ft. home, ranging from $209,492 for basic builds to $382,915 for more detailed designs. Interest rates and loan terms may vary based on borrower financials, LTV, ARV, and the type of lender selected.

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Discover the Magic Construction Loan Calculator

With Lendersa®'s AI technology, your loan request is quickly matched with various construction lenders, meeting all your financing needs. Explore excellent construction rates for ground-up builds, fix-and-flips, or major rehabs on properties in IL.

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To protect your credit score, minimize unnecessary inquiries. Secure preapproval for land loans without providing your social security number or sensitive data.

You might qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan.

Use Lendersa®'s land loan calculator to locate vacant land loan providers in 60118.



  • Community Bank
  • 104 East Broadway, Trenton, IL, 62293
  • Lends in Illinois
  • Community Bank of Trenton is headquartered in Trenton and is the 295th largest bank in the state of Illinois. It is also the 4, 071st largest bank in the nation. It was established in 1963 and as of September of 2021, it had grown to 16 employees at 1 location. Community Bank of Trenton has an A health rating.

  • GCS Credit Union
  • 3970 Maryville Road, Granite City, IL, 62040
  • Lends in Illinois
  • Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,

  • Bank of O'Fallon
  • 901 S. Lincoln Ave., O Fallon, IL, 62269
  • Lends in Illinois
  • The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.

  • Mortgage Center
  • 26555 Evergreen Road, Suite 900, Southfield, MI, 48076
  • Lends in Illinois
  • Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.

  • Bloomfield Capital
  • 280 N. Old Woodward Avenue, Suite 104, Birmingham, MI, 48009
  • Lends in Illinois
  • Bloomfield Capital is a direct lender and equity investor in commercial real estate assets nationwide. With offices in Detroit, Denver, Chicago, New York, Los Angeles, and Portland, Bloomfield Capital's team draws from a broad base of commercial real estate and finance experience. The firm provides debt and equity solutions.

  • The Old Exchange National Bank of Okawville
  • 110 E. Walnut St, Okawville, IL, 62271
  • Lends in Illinois
  • The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.

  • Miner Capital Funding LLC
  • 3419 Caton Run Crossing, Belleville, IL, 62221
  • Lends in Illinois
  • Miner Capital Funding has stepped its foot on the financial industry in 2006, This company is designed to simplify the financing experience for you. With the CEO’s extensive 11 years of experience in the commercial real estate business and our streamlined process and competitive rates, we make buying or refinancing a commercial property easy.

  • FCB Banks
  • 2610 N Illinois St, Swansea, IL, 62226
  • Lends in Illinois
  • FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages