550 Construction Loan Lenders with AI in South-Elgin, Illinois 2026

Lendersa® provides a directory of construction loan lenders in South-Elgin, IL, including regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or significant renovations.

In South-Elgin, IL, lenders estimate the construction cost for a 2,000 square foot home, ranging from $211,329 for basic projects to $384,752 for more elaborate builds. Interest rates and loan terms vary, depending on the borrower's financial profile, LTV, ARV, and the type of lender selected.

Explore and compare loan offers from 100 lenders

Unleash the Magic of the Construction Loan Calculator

Lendersa® utilizes AI technology to ensure all construction financing needs are met by instantly linking your loan request with a wide range of construction lenders. Discover top construction rates for financing new builds, fix-and-flip projects, or major rehabs of residential and commercial properties in IL.

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Minimize unnecessary inquiries to protect your credit score. Achieve preapproval for your land loan without needing to provide your social security number or any sensitive financial data.

You may qualify for 100% LTV (Loan to Value) financing by using additional properties as collateral in a blanket loan.

Use the Lendersa® land loan calculator to find lenders offering vacant land loans within ZIP codes 60177, streamlining your access to suitable financing solutions.



  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lends in Illinois
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.

  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • Lends in Illinois
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.

  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Lends in Illinois
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.

    Member FDIC. Equal Housing Lender.

  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Lends in Illinois
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.

  • Royalty Elite Mortgage Corp
  • 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
  • Lends in Illinois
  • Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.

  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • Lends in Illinois
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center.
    The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.

  • First National Bank of Illinois
  • 3256 Ridge Rd, Lansing, IL, 60438
  • Lends in Illinois
  • First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • Byron Bank
  • 200 N Walnut St, Byron, IL, 61010
  • Lends in Illinois
  • Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.

  • The First National Bank of Ottawa
  • 701 LaSalle Street, Ottawa, IL, 61350
  • Lends in Illinois
  • The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.

  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Lends in Illinois
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.