Construction Loan Lenders in Independence, Kansas (2026)

The Lendersa® compilation of construction loan lenders in Independence, KS, features regional banks, prominent national lenders, and local hard money lenders that utilize private funds to support ground-up construction or significant renovation projects.

In Independence, KS, lenders assess construction costs for a 2,000 square foot home, estimating from $165,256 for standard designs to $303,323 for more intricate builds. Interest rates and loan terms are subject to variation based on the borrower's financials, loan-to-value (LTV), after-repair value (ARV), and lender choice.

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Lendersa® leverages AI technology to effectively meet all your construction financing requirements by promptly connecting your loan inquiries with a vast network of construction lenders. Uncover competitive construction rates for funding new builds, fix-and-flip ventures, or major rehabs across both residential and commercial properties in KS.

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Limit unnecessary inquiries to help keep your credit score intact. Obtain preapproval for your land loan without disclosing your social security number or any sensitive financial data.

You might qualify for 100% LTV financing by using additional property to secure a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 67301.



Independence Construction Loan Lenders

  • FIRSTOAK BANK
  • 113 N. Penn Ave, Independence, KS, 67301
  • Lends in Kansas
  • FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.

  • Labette Bank
  • PO Box 497, Altamont, KS, 67330
  • Lends in Kansas
  • Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.

    Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.

  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • Lends in Kansas
  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.

    In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.

  • Kansas Teachers Community Credit Union
  • 416 North Broadway Street, Pittsburg, KS, 66762
  • Lends in Kansas
  • Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • Lends in Kansas
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.

    Our mission is to meet the needs of the market we serve by providing community leadership.