2026 Construction Loan Lenders for Osawatomie, Kansas

The Lendersa® list of construction loan lenders in Osawatomie, KS, comprises regional banks, national lenders, and local hard money lenders who employ private funds for your ground-up construction or major rehab projects.

For a 2,000 square foot home in Osawatomie, KS, lenders estimate construction costs range from $164,904 for basic projects to $302,971 for more elaborate builds. Interest rates and loan terms fluctuate depending on the borrower's financials, the loan-to-value (LTV), after-repair value (ARV), and the lender type selected.

Compare loan offers from 100 lenders

The comprehensive construction loan calculator

To ensure all of your construction financing requirements are met, Lendersa® AI technology quickly matches your loan requests with a broad range of construction lenders. Discover excellent construction rates to fund new builds, fix-and-flip projects, or major rehabs on residential and commercial properties in KS.

Looking for construction loan lenders nearby?

Minimizing unnecessary inquiries helps maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

You could be eligible for 100% LTV financing by pledging additional property as collateral in a blanket loan arrangement.

Use the Lendersa® land loan calculator to discover vacant land loan lenders within the zip codes 66064.



Osawatomie Construction Loan Lenders

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • Lends in Kansas
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.

  • The State Bank of Spring Hill
  • 201 South Webster Street, Spring Hill, KS, 66083
  • Lends in Kansas
  • Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years.

    We offer our customers old-time values mixed with progressive, automated banking services.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • Lends in Kansas
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Lends in Kansas
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.

  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • Lends in Kansas
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • Lends in Kansas
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • Caffrey & Co LLC
  • 11225 College Blvd, Suite 125, Overland Park, KS, 66210
  • Lends in Kansas
  • Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals.

    We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.