2 Construction Loan Lenders in Ottawa, Kansas in 2026

The Lendersa® directory of construction loan lenders in Ottawa, KS, includes regional banks, national lenders, and local hard money lenders using private funds for your new construction or major renovation projects.

Lenders calculate construction costs in Ottawa, KS, for a 2,000 square foot home from $165,388 for basic construction to $303,455 for more elaborate builds. Interest rates and loan terms vary depending on the borrower's financial profile, LTV (Loan-To-Value), ARV (After Repair Value), and the lender chosen.

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To meet all your construction financing needs, Lendersa®'s AI technology efficiently matches your loan requests with hundreds of construction lenders. Discover optimal construction rates for funding new builds, fix-and-flip, or major renovations on residential and commercial properties throughout KS.

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Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without the need to disclose your social security number or any sensitive information.

You might qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate vacant land lenders in zip codes 66067.



Ottawa Construction Loan Lenders

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • The State Bank of Spring Hill
  • 201 South Webster Street, Spring Hill, KS, 66083
  • Lends in Kansas
  • Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years.

    We offer our customers old-time values mixed with progressive, automated banking services.

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • Lends in Kansas
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • Lends in Kansas
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.

  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Lends in Kansas
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.

  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • Lends in Kansas
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.

  • Union National Mortgage Co
  • 204 West St, Tonganoxie, KS, 66086
  • Lends in Kansas
  • Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Lends in Kansas
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.

  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Lends in Kansas
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA.
    With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip