Construction Loan Lenders in Florence, Kentucky (2026)

In Florence, KY, Lendersa® offers a diverse list of construction loan lenders that features regional banks, national financial institutions, and local hard money lenders. These lenders utilize private funding for both ground-up construction and major rehabilitation projects.

Lenders calculate the construction costs for a 2,000 square foot home in Florence, KY, estimating costs from $224,343 for basic configurations to $406,945 for more upscale builds. Construction loan interest rates and terms vary based on the borrower's financial profile, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the lender type chosen.

Compare offers from 100 different lenders to discover the best loan option for your needs.

Unlock the potential with the construction loan calculator

Leveraging Lendersa® AI technology, your loan request will be efficiently matched with numerous construction lenders, ensuring all your financing needs are met. Discover optimal construction rates for funding ground-up construction, fix-and-flip projects, or extensive renovations on both residential and commercial properties across KY.

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Maintain your credit score by avoiding unnecessary inquiries. Secure preapproval for your land loan without submitting your social security number or other sensitive financial data.

By agreeing to use additional property as collateral (known as a blanket loan), you may qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within ZIP codes 41042, simplifying your search for the right lending solutions.



Florence Construction Loan Lenders

  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • Lends in Kentucky
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
    In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."

  • Home Savings Bank, FSB
  • 202 Elm Street, Ludlow, KY, 41016
  • Lends in Kentucky
  • Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.

  • General Electric Credit Union
  • 124 Marshall Lane, Highland Heights, KY, 41076
  • Lends in Kentucky
  • General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.