Construction Loan Lenders in Frankfort, Kentucky (2026)

The Lendersa® compilation of construction loan lenders in Frankfort, KY, integrates a variety of financial institutions, including regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or significant rehab projects.

In Frankfort, KY, the estimated construction cost for a 2,000 square foot home spans from $224,376 for basic construction to $406,978 for more elaborate designs. Interest rates and loan terms are influenced by borrowers' financial conditions, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the choice of lender.

You should compare loan offers from 100 lenders to identify the most suitable option.

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By leveraging Lendersa® AI technology, your loan application is promptly matched with numerous construction lenders, ensuring all your financing needs are addressed. Find optimal construction rates for funding ground-up construction, fix-and-flip endeavors, or extensive rehabs on residential and commercial premises in KY.

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You might qualify for 100% LTV (Loan to Value) financing if you agree to use additional property as collateral, known as a blanket loan.

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Frankfort Construction Loan Lenders

  • First Federal Savings Bank of Kentucky
  • 216 W Main St, Frankfort, KY, 40601
  • Lends in Kentucky
  • On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.

  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Lends in Kentucky
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease

  • Century Bank of Kentucky, Inc.
  • 201 West Woodford Street, Lawrenceburg, KY, 40342
  • Lends in Kentucky
  • Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.

  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Lends in Kentucky
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.

  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th

  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Lends in Kentucky
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.

  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • Lends in Kentucky
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.

  • Farmers Bank Jessamine County
  • 200 North Main Street, Nicholasville, KY, 40356
  • Lends in Kentucky
  • One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.