351 Construction Loan Lenders with AI in Georgetown, Kentucky 2025

Lendersa® offers a directory of construction loan lenders in Georgetown, KY, which includes regional banks, national financial institutions, and local hard money lenders who use private funds for projects like ground-up construction or major rehabilitation.

In Georgetown, KY, lenders assess construction costs for a 2,000 square foot home, ranging from $224,354 for basic editions to $406,956 for more luxurious structures. The terms, including interest rates of construction loans, depend on borrowers' financial profiles, their loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected.

Check and compare loan offers from 100 different lenders to find the ideal option for your needs.

Explore the powerful construction loan calculator

Lendersa® AI technology skillfully matches your loan requests with numerous construction lenders, ensuring all financing requirements are met. Uncover the most competitive construction rates to fund projects like ground-up construction, fix-and-flip ventures, or extensive rehabs in residential and commercial real estate across KY.

Looking for nearby construction loan lenders?

To maintain your credit score, it's important to avoid unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Qualifying for 100% LTV (Loan to Value) financing is possible if you agree to use additional property as collateral, known as a blanket loan.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders within ZIP codes 40324, simplifying the search for the perfect lenders efficiently.



  • Home Savings Bank, FSB
  • 202 Elm Street, Ludlow, KY, 41016
  • Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
  • Town & Country Bank and Trust Co
  • 201 N 3rd St, Bardstown, KY, 40004
  • Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
  • Wilson & Muir Bank & Trust Company
  • 107 N. 3rd Street, Bardstown, KY, 40004
  • Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients. With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Eclipse Bank, Inc.
  • 3827 Shelbyville Road, Louisville, KY, 40207
  • The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.
  • Republic Bank & Trust Company
  • 2001 Newburg Road, Louisville, KY, 40205
  • Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.
  • The Citizens National Bank of Lebanon
  • 149 West Main Street, Lebanon, KY, 40033
  • Citizens National Bank was formed March 9, 1889 when its shareholders purchased the National Bank of Lebanon and located its operations in a portion of the same building that our present bank occupies. Since its inception, the bank has attempted to serve the needs of all citizens in Lebanon and Marion County.