Construction Loan Lenders in Georgetown, Kentucky (2026)

Lendersa® offers a directory of construction loan lenders in Georgetown, KY, which includes regional banks, national financial institutions, and local hard money lenders who use private funds for projects like ground-up construction or major rehabilitation.

In Georgetown, KY, lenders assess construction costs for a 2,000 square foot home, ranging from $224,354 for basic editions to $406,956 for more luxurious structures. The terms, including interest rates of construction loans, depend on borrowers' financial profiles, their loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected.

Check and compare loan offers from 100 different lenders to find the ideal option for your needs.

Explore the powerful construction loan calculator

Lendersa® AI technology skillfully matches your loan requests with numerous construction lenders, ensuring all financing requirements are met. Uncover the most competitive construction rates to fund projects like ground-up construction, fix-and-flip ventures, or extensive rehabs in residential and commercial real estate across KY.

Looking for nearby construction loan lenders?

To maintain your credit score, it's important to avoid unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Qualifying for 100% LTV (Loan to Value) financing is possible if you agree to use additional property as collateral, known as a blanket loan.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders within ZIP codes 40324, simplifying the search for the perfect lenders efficiently.



Georgetown Construction Loan Lenders

  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Lends in Kentucky
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.

  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • Lends in Kentucky
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.

  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th

  • Blue Grass Federal
  • 600 High Street, Paris, KY, 40361
  • Lends in Kentucky
  • Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.

  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Lends in Kentucky
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.

  • First Federal Savings Bank of Kentucky
  • 216 W Main St, Frankfort, KY, 40601
  • Lends in Kentucky
  • On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.

  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Lends in Kentucky
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned