2026 Construction Loan Lenders for Mount-Washington, Kentucky

The Lendersa® directory provides a selection of construction loan lenders in Mount-Washington, KY, including regional banks, national lenders, and local hard money lenders. These institutions use private funds for projects like ground-up construction and major rehabilitations.

To estimate the costs for constructing a 2,000 square foot home in Mount-Washington, KY, lenders consider a range from $224,090 for basic builds to $406,692 for more luxurious projects. Interest rates and terms vary significantly depending on factors such as the borrower's financial condition, loan-to-value (LTV) ratio, after-repair value (ARV), and the lender type selected.

Review offers from 100 lenders to find the most suitable solution for your needs.

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To comprehensively meet all your construction financing needs, Lendersa® AI technology instantly matches your loan requests with numerous construction lenders. Unveil excellent construction rates to fund ground-up developments, fix-and-flip projects, or major rehabs on residential and commercial properties throughout KY.

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To maintain a solid credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing by offering additional property as collateral through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in ZIP codes 40047, streamlining your search for the right financial partners.



Mount-Washington Construction Loan Lenders

  • Farm Credit Mid-America
  • 12501 Lakefront Pl, Jeffersontown, KY, 40299
  • Lends in Kentucky
  • At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.

  • Rural 1st
  • 12501 Lakefront Place, Louisville, KY, 40299
  • Lends in Kentucky
  • Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.

  • Republic Bank & Trust Company
  • 2001 Newburg Road, Louisville, KY, 40205
  • Lends in Kentucky
  • Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.

  • Limestone Bank
  • 2500 Eastpoint Parkway, Louisville, KY, 40223
  • Lends in Kentucky
  • Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.

  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Lends in Kentucky
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.

  • Eclipse Bank, Inc.
  • 3827 Shelbyville Road, Louisville, KY, 40207
  • Lends in Kentucky
  • The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas

  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Lends in Kentucky
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.

  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • Lends in Kentucky
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis.
    We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"

  • Stock Yards Bank & Trust
  • 1040 E Main St, Louisville, KY, 40206
  • Lends in Kentucky
  • Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.