2026 Construction Loan Lenders for Prestonsburg, Kentucky

The Lendersa® compilation of construction loan providers in Prestonsburg, KY, includes regional banks, national lending entities, and local hard money lenders who utilize private funds for ground-up construction or large-scale rehabs.

In Prestonsburg, KY, the construction costs for a 2,000 square foot home are estimated to range from $223,639 for basic structures to $406,241 for more luxurious designs. The interest rates and terms for construction loans can vary greatly depending on the borrower's financial situation, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the specific lender chosen.

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Lendersa® utilizes advanced AI technology to ensure all of your construction financing needs are met efficiently. Your loan request is promptly matched with numerous construction lenders, allowing you to discover outstanding construction rates for funding ground-up projects, fix-and-flips, or significant rehabs on residential and commercial properties throughout KY.

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By avoiding unnecessary inquiries, you can protect your credit score. Secure preapproval for your land loan without revealing your social security number or other sensitive financial information.

You might qualify for 100% LTV financing by pledging additional assets as collateral through a blanket loan arrangement.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders within zip codes specified in 41653.



Prestonsburg Construction Loan Lenders

  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • Lends in Kentucky
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.

  • Citizens Bank & Trust Co. of Jackson
  • 720 Hwy 15 South, Jackson, KY, 41339
  • Lends in Kentucky
  • Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • Lends in Kentucky
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,

  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Lends in Kentucky
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.

  • Community Trust Bank
  • 1544 Winchester Avenue, Ashland, KY, 41101
  • Lends in Kentucky
  • Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.