3 Construction Loan Lenders in Hazard, Kentucky in 2026

Lendersa® presents a list of construction loan lenders distributed in Hazard, KY, which includes an assortment of financial institutions such as regional banks, prominent national lenders, and local hard money lenders who leverage private funds. These providers are ideal for your ground-up construction projects or significant rehabs.

In Hazard, KY, lenders compute the expenses for building a 2,000 square foot home ranging from $223,815 for simpler constructions to $406,417 for more elaborate projects. Interest rates and construction loan terms can vary, influenced by the borrower's financial profile, LTV, ARV, and the selected lender.

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You could qualify for 100% LTV (Loan to Value) financing if you agree to pledge additional property as security through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers servicing zip codes 41701.



Hazard Construction Loan Lenders

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • Lends in Kentucky
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,

  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • Lends in Kentucky
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.

  • Citizens Bank & Trust Co. of Jackson
  • 720 Hwy 15 South, Jackson, KY, 41339
  • Lends in Kentucky
  • Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs

  • The First National Bank of Manchester
  • 120 Town Square, Manchester, KY, 40962
  • Lends in Kentucky
  • The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.

  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • Lends in Kentucky
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Lends in Kentucky
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.

  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Lends in Kentucky
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.

  • Owingsville Banking Company
  • 49 West Main Street, Owingsville, KY, 40360
  • Lends in Kentucky
  • The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.

Also lends in Kentucky

  • Commercial Bank
  • 6710 Cumberland Gap Parkway, Harrogate, TN, 37752
  • Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.

    We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.

  • The First National Bank of Williamson
  • 68 E 2nd Avenue, Williamson, WV, 25661
  • First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.