1 Construction Loan Lenders in Williamsburg, Kentucky in 2026

The Lendersa® compilation of construction loan lenders based in Williamsburg, KY comprises regional banks, national financial institutions, and local hard money lenders who leverage private funds. These options are tailored for both ground-up constructions and extensive renovations.

In Williamsburg, KY, the estimated cost to construct a 2,000 square foot home varies, ranging from $223,551 for basic constructions to $406,153 for more upscale builds. The interest rates and construction loan terms differ based on the borrower's financial situation, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender selected.

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Lendersa® AI technology ensures that all of your construction financing needs are addressed by instantly pairing your loan request with multiple construction lenders. Get knowledge about top construction rates to finance ground-up constructions, fix-and-flip projects, or major rehabilitations on residential and commercial properties in KY.

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Reducing needless inquiries can help maintain your credit score. Secure preapproval for land loans without revealing your social security number or any sensitive financial data.

You might qualify for 100% LTV (Loan to Value) financing if you choose to secure the loan with additional property (a blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 40769.



Williamsburg Construction Loan Lenders

  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Lends in Kentucky
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.

  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Lends in Kentucky
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community

  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Lends in Kentucky
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.

    Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.

  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Lends in Kentucky
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.

  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Lends in Kentucky
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.

  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • Lends in Kentucky
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • The First National Bank of Manchester
  • 120 Town Square, Manchester, KY, 40962
  • Lends in Kentucky
  • The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.

  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • Lends in Kentucky
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.

Also lends in Kentucky

  • Commercial Bank
  • 6710 Cumberland Gap Parkway, Harrogate, TN, 37752
  • Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.

    We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.