Construction Loan Lenders in London, Kentucky (2026)

The Lendersa® directory of construction loan lenders in London, KY, comprises an array of options such as regional banks, national lenders, and local hard money lenders utilizing private funds tailored for both ground-up construction and extensive rehab efforts.

For a 2,000 square foot home in London, KY, lenders estimate construction costs starting at $224,365 for basic structures, escalating to $406,967 for more luxurious constructs. The interest rates along with loan terms are adapted based on the borrower's financial background, alongside factors like the loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender type.

To find the most beneficial option, compare loan offers from 100 different lenders.

Unveiling the magic of the construction loan calculator

To fully cater to your construction financing needs, Lendersa® uses its advanced AI technology to immediately match your loan applications with a myriad of construction lenders. You can now reveal the most advantageous construction rates for funding ground-up constructions, fix-and-flip projects, or major rehabs across residential and commercial properties in KY.

Are you looking for local construction loan lenders?

To protect your credit score, it is crucial to avoid superfluous inquiries. Obtain preapproval for your land loan without having to provide your social security number or sensitive financial info.

If you agree to put additional property up as security (known as a blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders by ZIP codes 40744. This tool simplifies the process of matching lenders to meet your specific needs efficiently.



London Construction Loan Lenders

  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Lends in Kentucky
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.

  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • Lends in Kentucky
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Lends in Kentucky
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community

  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Lends in Kentucky
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.

    Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.

  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Lends in Kentucky
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.

  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Lends in Kentucky
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.

  • The First National Bank of Manchester
  • 120 Town Square, Manchester, KY, 40962
  • Lends in Kentucky
  • The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.

  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • Lends in Kentucky
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.