2026 Construction Loan Lenders for Nantucket, Massachusetts

Lendersa® provides a comprehensive list of construction loan lenders in Nantucket, MA, featuring regional banks, national lenders, and local hard money lenders who leverage private funds for ground-up construction or major rehab projects.

In Nantucket, MA, lenders estimate the construction costs for a 2,000 square foot home to range from $278,764 for basic builds to $503,949 for more luxurious projects. The interest rates and loan terms can vary greatly, depending on factors such as the borrower's financial state, LTV (Loan to Value), ARV (After Repair Value), and the lender type selected.

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Lendersa® uses AI technology to instantly match your loan requests with numerous construction lenders, ensuring all your financing needs are met. Explore the best construction rates available for funding ground-up projects, fix-and-flip endeavors, or major rehabs on residential and commercial properties across MA.

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Prevent unnecessary inquiries that could lower your credit score. Obtain preapproval for your land loan without providing your social security number or any sensitive information.

You may qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 02584.



Nantucket Construction Loan Lenders

  • Martha’s Vineyard Savings Bank
  • 78 Main Street, Edgartown, MA, 02539
  • Lends in Massachusetts
  • Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.

  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • Lends in Massachusetts
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
    We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"

  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,

  • Coastal M & A
  • 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
  • Lends in Massachusetts
  • Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Lends in Massachusetts
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p