75 Construction Loan Lenders with AI in Waltham, Massachusetts 2026

Lendersa® provides a detailed list of construction loan lenders in Waltham, MA, including regional banks, national lenders, and local hard money lenders using private funds for your ground-up construction or major rehabilitation projects.

In Waltham, MA, lenders estimate the cost of a 2,000 square foot home, ranging from $280,469 for basic construction to $505,654 for more luxurious builds. The interest rates and terms for construction loans vary based on the borrower's financial situation, loan-to-value (LTV) ratio, after-repair value (ARV), and chosen lender type.

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The Magic Construction Loan Calculator

To ensure all your construction financing needs are met, Lendersa® utilizes AI technology to quickly match your loan request with numerous construction lenders. Discover top construction rates for funding ground-up projects, fix-and-flip investments, or major rehabs on residential and commercial properties within MA.

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Reducing unnecessary inquiries helps protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

You might qualify for 100% LTV financing if you agree to use additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 02452.



Waltham Construction Loan Lenders

  • RTN Federal Credit Union
  • 600 Main Street, Waltham, MA, 02452
  • Lends in Massachusetts
  • We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.

  • Leader Bank
  • 141 Massachusetts Avenue, Arlington, MA, 02474
  • Lends in Massachusetts
  • Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s

  • Tremont Realty Capital
  • 255 Washington Street, Suite 300, Newton, MA, 02458
  • Lends in Massachusetts
  • The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses

  • Cambridge Savings Bank
  • 1374 Massachusetts Ave, Cambridge, MA, 02138
  • Lends in Massachusetts
  • Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.

  • Middlesex Federal Savings
  • 1 College Avenue Davis, Somerville, MA, 02144
  • Lends in Massachusetts
  • Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,

  • Members Plus Credit Union
  • 29 High Street, Medford, MA, 02155
  • Lends in Massachusetts
  • Members Plus Credit Union is a community-chartered credit union owned by over 14, 000 members with branches in Medford, Dorchester, Everett, Norwood and Plymouth. The Credit Union, like all credit unions, is a not-for-profit cooperative. It is owned, managed and operated by members. Our mission is to provide quality, innovative, competitive,

  • Naveo Credit Union
  • 493 Somerville Ave, Somerville, MA, 02143
  • Lends in Massachusetts
  • Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits

  • Winter Hill Bank, FSB
  • 342 Broadway, Somerville, MA, 02145
  • Lends in Massachusetts
  • Winter Hill Bank is an independent, mutual, community bank that provides exceptional customer service and quality financial products. We are committed to providing value and the highest quality financial services to our depositors and borrowers and maintaining our role as a financial resource to our communities and surrounding market area

  • ProBuilder Financial LLC
  • 396 Washington Street Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina

  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk