2025 Construction Loans use AI Lenders complete for Watertown-Town, Massachusetts

The Lendersa® directory of construction loan lenders in Watertown-Town, MA, includes regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major rehabs. This selection offers diverse financial solutions tailored to meet your project needs, whether you're starting new builds or undertaking extensive renovations.

Lenders in Watertown-Town, MA, calculate construction costs for a 2,000-square-foot home, ranging from $280,161 for basic builds up to $505,346 for more elaborate designs. Interest rates and loan terms depend on the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and lender type, providing flexibility.

Compare loan offers from 100 lenders

Explore the Magic Construction Loan Calculator

Lendersa®'s AI technology ensures all construction financing needs are met by instantly matching your loan request with numerous lenders. Discover competitive construction rates for funding new builds, fix-and-flips, or major rehabs on residential and commercial properties in MA. This system streamlines access to necessary funds.

Construction Loan Lenders Nearby?

Protect your credit score by avoiding unnecessary inquiries. Secure preapproval for land loans without disclosing your social security number or sensitive information, ensuring your privacy.

Eligible borrowers might qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral through a blanket loan, offering flexibility.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 02472, 02471, simplifying your search for effective financing options.



  • BankOrion
  • 1114 Fourth Street, Orion, IL, 61273
  • We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
  • Farmers State Bank of Western Illinois
  • 124 West D Street, Alpha, IL, 61413
  • The Farmers State Bank of Western Illinois has been a financial partner with area communities since its original charter as the Farmers State Bank of Alpha on January 22, 1910 We are committed to helping customers achieve financial success through the delivery of quality products and superior customer service
  • Providence Mortgage PC
  • 311 East 11th Street, Anniston, AL, 36207
  • Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
  • Black River Country Bank
  • 221 Main Street, Black River Falls, WI, 54615
  • Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.
  • Co-op Credit Union
  • 100 E. Main Street, Black River Falls, WI, 54615
  • Co-op Credit Union is a financially-strong, full-service credit union. We serve just over 19, 000 members at our 6 office locations & have more than $305 million in assets. Here at CCU, our mission is, "Serving our members, where they are, through all stages of life. Our Mission is to Serving our members, where they are, through all stages of life.
  • The Murray Bank
  • 405 S 12th St, Murray, KY, 42071
  • The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.
  • The First National Bank of Litchfield
  • 324 North State, Litchfield, IL, 62056
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.
  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.
  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
  • 1st Community Credit Union
  • 1000 W Wisconsin St, Sparta, WI, 54656
  • 1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.