2026 Construction Loans use AI Lenders complete for Annapolis, Maryland

The Lendersa® catalog of construction loan lenders within Annapolis, MD showcases choices including regional banks, national lenders, and local hard money lenders who utilize private capital for ground-up construction or extensive rehabilitation projects.

Lenders assess construction costs in Annapolis, MD for a 2,000-square-foot home, estimating it at $235,031 for basic builds and up to $425,866 for more elaborate constructions. The terms and interest rates for construction loans differ based on a variety of factors such as the borrower's financial situation, Loan-to-Value ratio (LTV), After-Repair Value (ARV), and the type of lender chosen.

Explore loan offers from 100 different lenders

The versatile construction loan calculator

With Lendersa®'s advanced AI technology, all your construction financing requirements are efficiently matched with hundreds of construction loan providers. You can now access optimal construction rates to fund projects such as new builds, fix and flips, or major renovations on residential and commercial properties across MD.

Find construction loan lenders in your vicinity?

Maintaining minimal unnecessary inquiries will help preserve your credit score. Obtain preapproval for your land loan without the necessity of showing your social security number or any sensitive financial information.

By pledging additional property as collateral, typically under a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the particular zip codes 21401.



Annapolis Construction Loan Lenders

  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.

  • Heritage Financial, Inc.
  • 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
  • Lends in Maryland
  • At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home.

    Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.

  • Redwood Mortgage Services
  • 180 Admiral Cochrane Dr., Annapolis, MD, 21401
  • Lends in Maryland
  • Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.

  • Bay Capital Mortgage Corporation
  • 2553 Housley Road, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida.
    We’re a full service mortgage banker with an experienced staff offering expertise in every area"

  • Navigator Private Capital LLC
  • 1910 Towne Centre Blvd, Suite 250, Annapolis, MD, 21401
  • Lends in Maryland
  • Navigator Private Capital, LLC (NavCap) believes in the power of capital investment to transform neighborhoods and improve lives. We fund short-term, low-risk development projects throughout under served communities across the country. NavCap meets a critical need not satisfied by traditional commercial investment vehicles.

  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Lends in Maryland
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers

  • BlackWater Funding
  • 403 Fairlea Drive, Edgewater, MD, 21037
  • Lends in Maryland
  • BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)

  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Lends in Maryland
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.

  • Arundel Federal Savings Bank
  • 655 Crain Highway S, Glen Burnie, MD, 21061
  • Lends in Maryland
  • Our mission is to be the community Bank of choice providing homeownership and Banking services with extra-ordinary service, delivery, convenience and ease. We help our customers achieve their financial goals of saving for a future event, whether it be their education, wedding, buying a home or retirement.