3 Construction Loan Lenders with AI in Cambridge, Maryland 2026

The Lendersa® directory of construction loan lenders in Cambridge, MD, features regional banks, national lending bodies, and local hard money lenders who use private funds for your new builds or extensive renovations.

In Cambridge, MD, lenders estimate the construction cost for a 2,000 square foot home ranging from $234,261 for basic construction to $425,096 for more luxurious finishes. Interest rates and the terms of construction loans can vary based on factors like the borrower's financial situation, LTV, ARV, and the type of lender chosen.

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To meet all your construction financing demands, Lendersa® employs cutting-edge AI technology that promptly matches your loan request with hundreds of construction lenders. Uncover optimal construction rates to fund ground-up projects, flips, or substantial renovations on both residential and commercial properties in MD.

Finding construction loan lenders nearby

Averting unnecessary inquiries can help protect your credit score. Secure preapproval for a land loan without needing your social security number or any sensitive financial data.

Consider qualifying for 100% LTV financing by offering additional property as collateral—this is called a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 21613.



Cambridge Construction Loan Lenders

  • Choptank Oyster Mortgage, LLC
  • 213 Sunburst Hwy, Suite 1, Cambridge, MD, 21613
  • Lends in Maryland
  • At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.

  • Hebron Savings Bank
  • 101 North Main Street, Hebron, MD, 21830
  • Lends in Maryland
  • Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.

  • Cedar Point Federal Credit Union
  • 22745 Maple Road, Lexington Park, MD, 20653
  • Lends in Maryland
  • Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.

  • Salisbury Neighborhood Housing
  • 560 Riverside Drive, Suite A102, Salisbury, MD, 21801
  • Lends in Maryland
  • Salisbury Neighborhood Housing Services (SNHS) is a private non-profit organization. Our mission is to cultivate sustainable neighborhoods with partnerships and lending that inspire self-reliance, growth and optimism.

    The organization was incorporated in 1994 with the vision of increasing homeownership

  • Intrepid Private Capital Group/John Callender
  • 135 W Dares Beach Rd Prince, Frederick, MD, 20678
  • Lends in Maryland
  • The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,

  • The Queenstown Bank of Maryland
  • 7101 Main Street, Queenstown, MD, 21658
  • Lends in Maryland
  • Queenstown Bank has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education, culture and the arts, social service agencies, charitable activities, community and economic development,

  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Lends in Maryland
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers

  • BlackWater Funding
  • 403 Fairlea Drive, Edgewater, MD, 21037
  • Lends in Maryland
  • BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)

  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.

  • Heritage Financial, Inc.
  • 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
  • Lends in Maryland
  • At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home.

    Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.