Germantown, Maryland Construction loan lenders AI selection 2025

Lendersa® compiles an extensive list of construction loan providers in Germantown, MD, including regional banks known for their local expertise, large national lenders, and local hard money lenders utilizing private investments. These lenders are equipped to finance both ground-up construction projects and major rehabs, offering diverse solutions tailored to your construction financing needs.

For a 2,000 square foot home in Germantown, MD, the estimated construction costs range from $235,273 for basic builds to $426,108 for more luxurious finishes. Interest rates and the terms for these construction loans vary, influenced by factors such as the borrower’s financials, the LTV (Loan to Value), ARV (After Repair Value), and the type of lender selected, providing flexibility in financing options.

Explore and compare loan offers from a wide range of 100 lenders to determine the best fit for your specific project requirements and financial situation.

Unleash the magic with the construction loan calculator

Lendersa® uses advanced AI technology to meet all your construction financing needs by instantly matching your loan request with a myriad of construction lenders. This helps you discover optimal construction rates for funding various projects, including new ground-up builds, fix-and-flip strategies, or major rehabilitations on residential and commercial properties in MD.

Locate construction loan lenders in your area

Reducing unnecessary credit inquiries is crucial for maintaining a good credit score. Get preapproved for your land loan without needing to reveal your social security number or any sensitive financial information, ensuring your privacy and security.

You might qualify for 100% LTV financing by pledging additional property as collateral under a blanket loan agreement, which can significantly enhance your financial leverage for larger projects.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the desired zip codes 20876, 20874, 20875. This helpful tool streamlines your search process, enabling faster and more informed decision-making, thus keeping your project development on track.



  • Heritage Bank & Trust
  • 217 South James M. Campbell Boulevard, Columbia, TN, 38401
  • Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.
  • First Farmers & Merchants Bank
  • 816 S. Garden Street, Columbia, TN, 38401
  • First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.
  • The Peoples State Bank of Newton, Illinois
  • 104 West Washington Street, Newton, IL, 62448
  • The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
  • Central Credit Union
  • 1001 Mannheim Road, Bellwood, IL, 60104
  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned, If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.
  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation
  • BankChampaign
  • 2101 South Neil St, Champaign, IL, 61820
  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
  • Community Bank of Georgia
  • 700 West Parker Street, Baxley, GA, 31513
  • At Community Bank of Georgia, we are continually trying to maintain the personal feel of a true community bank while offering all of the latest financial products for our customers. As part of your community, we take pride in the relationships we have developed with our customers and understanding their individual needs.
  • GRU Financial Corporation
  • 1410 Higgins Road, Suite 103, Park Ridge, IL, 60068
  • At GRU Financial we provide various types of financing for individuals and businesses. Our expertise and partnerships with national lenders guarantee complete satisfaction of your financial needs. We will provide you with free credit and income analysis, and advise you how to prepare for the purchase.
  • Magnolia State Bank
  • 130 Oak Street, Eastman, GA, 31023
  • Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
  • INTERSTATE CREDIT UNION
  • 705 W Cherry St, Jesup, GA, 31545
  • Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.
  • Hinsdale Bank & Trust Company, National Association
  • 25 E 1st St, Hinsdale, IL, 60521
  • Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • First Bank of Highland Park
  • 1835 First Street, Highland Park, IL, 60035
  • As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.