1 Construction Loan Lenders with AI in Old-Town, Maine 2026

Lendersa® provides an extensive directory of construction loan lenders in Old-Town, ME, which includes regional banks, national lenders, and local hard money lenders. These institutions use private funds to support your ground-up construction projects or major renovations.

For constructing a 2,000 square foot home in Old-Town, ME, lenders offer cost estimates from $225,239 for basic constructions to $408,786 for more upscale developments. The loan terms, including interest rates, can vary depending on financial standing, loan-to-value (LTV) ratios, after-repair value (ARV), and the lender chosen.

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Your magic construction loan calculator

Lendersa® employs AI technology to respond to all your construction financing needs by efficiently matching your loan request with a broad array of construction lenders. You can now explore some of the top construction rates to finance ground-up projects, fix-and-flips, or substantial rehabs of both residential and commercial properties in ME.

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Reduce unnecessary inquiries to help maintain your credit score. Gain preapproval for a land loan without the requirement to disclose your social security number or sensitive financial data.

If you're ready to pledge additional property as collateral, often referred to as a blanket loan, you may qualify for 100% Loan-to-Value (LTV) financing.

Utilize the Lendersa® land loan calculator to identify providers of vacant land loans within the zip codes 04468.



Old-Town Construction Loan Lenders

  • University Credit Union - Maine
  • 15 Main Street, Orono, ME, 04473
  • Lends in Maine
  • Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.

  • Seaboard Federal Credit Union
  • 177 Main Street, Bucksport, ME, 04416
  • Lends in Maine
  • Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.

  • Maine Highlands Federal Credit Union
  • 73 Main Street, Dexter, ME, 04930
  • Lends in Maine
  • Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.

  • Lincoln Maine Federal Credit Union
  • 171 West Broadway, Lincoln, ME, 04457
  • Lends in Maine
  • Lincoln Maine Federal Credit Union is a non-profit cooperative where members pool their financial assets to provide funds for loans and other financial services available to members only. The universal philosophy of the credit union movement is: Not for Profit — Not for Charity — But for Service.

  • Sebasticook Valley Federal Credit Union of Maine
  • 505 Somerset Avenue, Pittsfield, ME, 04967
  • Lends in Maine
  • Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.

  • Eastmill Federal Credit Union
  • 60 Main St, East Millinocket, ME, 04430
  • Lends in Maine
  • Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.

  • Katahdin Federal Credit Union
  • 1000 Central Street, Millinocket, ME, 04462
  • Lends in Maine
  • Katahdin Federal Credit Union was originally chartered sixty years ago, in 1954, as a single employer credit union for Great Northern Paper. Since that time, KFCU has expanded from a single sponsor credit union to a community based institution serving Penobscot and Piscataquis Counties and parts of southern Aroostook County.

  • Franklin-Somerset Federal Credit Union
  • 26 Leavitt Street, Skowhegan, ME, 04976
  • Lends in Maine
  • Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.

  • Skowhegan Savings
  • 13 Elm Street, Skowhegan, ME, 04976
  • Lends in Maine
  • Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.

  • Bar Harbor Bank & Trust
  • 82 Main St, Bar Harbor, ME, 04609
  • Lends in Maine
  • Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.