2 Construction Loan Lenders in Coldwater, Michigan in 2026

Lendersa® compiles a detailed list of construction loan lenders in Coldwater, MI, including regional banks, national financing bodies, and local hard money lenders. These institutions employ private funds for both ground-up construction and major rehabilitation projects.

In Coldwater, MI, lenders calculate costs for building a 2,000 square foot home, starting from $172,687 for basic construction up to $316,610 for more luxurious designs. Interest rates and loan terms fluctuate depending on factors such as the borrower's financial condition, LTV (Loan to Value), ARV (After Repair Value), and the chosen type of lender.

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Introducing the magic construction loan calculator

To meet all of your construction financing needs, Lendersa® utilizes AI technology that swiftly matches your loan requests with numerous construction lenders. This enables you to find top construction rates for financing ground-up projects, fix and flips, or major renovations on residential and commercial properties in MI.

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Limiting unnecessary inquiries can help maintain your credit score. Get preapproved for your land loan without providing your social security number or other sensitive financial information.

You might qualify for 100% LTV financing if you agree to pledge additional property as a blanket loan security.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders across zip codes 49036.



Coldwater Construction Loan Lenders

  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • Lends in Michigan
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.

  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091
  • Lends in Michigan
  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.

  • Marshall Community Credit Union
  • 839 West Green Street, Marshall, MI, 49068
  • Lends in Michigan
  • MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.

  • BlueOx Credit Union - Sterling Heights
  • 115 Riverside Drive, Battle Creek, MI, 49015
  • Lends in Michigan
  • Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.

  • Kellogg Community Credit Union
  • 41 2nd St, Battle Creek, MI, 49014
  • Lends in Michigan
  • Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall

  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Lends in Michigan
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.

  • Summit Home Mortgage, LLC
  • 414 W Milham Avenue, Portage, MI, 49024
  • Lends in Michigan
  • Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers.
    We offer hundreds of loan choices to our customers

  • Kalamazoo County State Bank
  • 223 N Grand Street, Schoolcraft, MI, 49087
  • Lends in Michigan
  • Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.

  • First National Bank of Michigan
  • 348 W. Michigan Ave., Kalamazoo, MI, 49007
  • Lends in Michigan
  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.

  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • Lends in Michigan
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.