Construction Loan Lenders in Sturgis, Michigan (2026)

Lendersa® offers a list of construction loan lenders in Sturgis, MI, including regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction projects or major rehabs.

Lenders in Sturgis, MI calculate construction costs for a 2,000 square foot home, ranging from $172,434 for basic builds to $316,357 for more upscale designs. Interest rates and loan terms vary according to the borrower's financials, LTV (Loan to Value), ARV (After Repair Value), and the lender type chosen.

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Lendersa®'s AI technology efficiently matches your loan requests with numerous construction lenders, ensuring all financing needs are addressed. Discover top construction rates for projects like ground-up constructions, fix-and-flip, or major rehabs on residential and commercial properties in MI.

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Minimize unnecessary inquiries to keep your credit score intact. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Eligibility for 100% LTV financing may be possible if you agree to use additional property as collateral through a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 49091.



Sturgis Construction Loan Lenders

  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091
  • Lends in Michigan
  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.

  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • Lends in Michigan
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.

  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • Lends in Michigan
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.

  • Kalamazoo County State Bank
  • 223 N Grand Street, Schoolcraft, MI, 49087
  • Lends in Michigan
  • Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.

  • Summit Home Mortgage, LLC
  • 414 W Milham Avenue, Portage, MI, 49024
  • Lends in Michigan
  • Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers.
    We offer hundreds of loan choices to our customers

  • BlueOx Credit Union - Sterling Heights
  • 115 Riverside Drive, Battle Creek, MI, 49015
  • Lends in Michigan
  • Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.

  • First National Bank of Michigan
  • 348 W. Michigan Ave., Kalamazoo, MI, 49007
  • Lends in Michigan
  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.