433 Construction Loan Lenders with AI in Grand-Rapids, Michigan 2025

The Lendersa® list of construction loan lenders in Grand-Rapids, MI, includes options like regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or major rehab adventures.

Lenders calculate the construction cost in Grand-Rapids, MI, for a 2,000 square-foot home, ranging from $173,413 for basic structures to $317,336 for more elaborate designs. Interest rates and terms for construction loans vary based on borrower's financial status, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender selected.

Compare offers from 100 different lenders to find the best deal for your project.

The innovative construction loan calculator

To cover all your construction financing needs, Lendersa® AI technology efficiently matches your loan request with numerous construction lenders. Discover competitive construction rates for funding ground-up construction, fix and flip, or major rehab projects on residential and commercial properties in MI.

Local construction loan lenders at your service?

Protect your credit score by avoiding unnecessary inquiries. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

Pledging additional property as security in a blanket loan arrangement might qualify you for 100% LTV financing.

Use Lendersa® land loan calculator to identify lenders that offer vacant land loans in zip codes 49546, 49507, 49506, 49505, 49504, 49503, 49508, 49501, 49502, 49514, 49515, 49523, 49555, 49588, 49599.



  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
  • First State Bank of Decatur
  • 124 Phelps Street, Decatur, MI, 49045
  • The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
  • Shelby State Bank
  • 242 N. Michigan Avenue, Shelby, MI, 49455
  • At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
  • Lake-Osceola State Bank
  • 790 N Michigan Ave., Baldwin, MI, 49304
  • Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
  • TRUE Community Credit Union
  • 1100 Clinton Road, Jackson, MI, 49202
  • At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated
  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
  • Aeroquip Credit Union
  • 901 Plymouth Street, Jackson, MI, 49201
  • Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service
  • Flagstar Bank
  • 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
  • At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.