Construction Loan Lenders in Grand-Rapids, Michigan (2026)

The Lendersa® list of construction loan lenders in Grand-Rapids, MI, includes options like regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or major rehab adventures.

Lenders calculate the construction cost in Grand-Rapids, MI, for a 2,000 square-foot home, ranging from $173,413 for basic structures to $317,336 for more elaborate designs. Interest rates and terms for construction loans vary based on borrower's financial status, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender selected.

Compare offers from 100 different lenders to find the best deal for your project.

The innovative construction loan calculator

To cover all your construction financing needs, Lendersa® AI technology efficiently matches your loan request with numerous construction lenders. Discover competitive construction rates for funding ground-up construction, fix and flip, or major rehab projects on residential and commercial properties in MI.

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Protect your credit score by avoiding unnecessary inquiries. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

Pledging additional property as security in a blanket loan arrangement might qualify you for 100% LTV financing.

Use Lendersa® land loan calculator to identify lenders that offer vacant land loans in zip codes 49546.



Grand-Rapids Construction Loan Lenders

  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Northwind Financial Corporation
  • 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997

  • Team Mortgage Company
  • 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
  • Lends in Michigan
  • We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.

  • Preferred Credit Union
  • 3767 Sparks Dr SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.

  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Lends in Michigan
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.

    Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans

  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Lends in Michigan
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.

  • NextDay Funding Group LLC
  • 1971 E Beltline Ave NE Ste 106 #587, Grand Rapids, MI, 49525
  • Lends in Michigan
  • NextDay Funding Group LLC connects real estate investors with fast, flexible funding for non-owner-occupied properties nationwide. We help borrowers explore fix-and-flip, DSCR rental, bridge, commercial, refinance, and gap-funding options. Our goal is to provide responsive service, practical solutions, and a straightforward path from application to closing.

    • Commercial Loan Group, LLC
    • 3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
    • Lends in Michigan
    • Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.