Construction Loan Lenders in Lapeer, Michigan (2026)

Explore Lendersa®'s list of construction loan lenders in Lapeer, MI, featuring regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major rehabs.

In Lapeer, MI, lenders calculate costs for a 2,000 square foot home, ranging from $172,445 for basic builds to $316,368 for more elaborate projects. Interest rates and loan terms vary depending on the borrower's finances, LTV, ARV, and the lender selected.

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Lendersa® uses AI technology to instantly match your loan requests with numerous construction lenders, ensuring all financing needs are covered. Discover top construction rates to support projects like ground-up builds, fix-and-flips, or major rehabs for residential and commercial venues in MI.

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Curb unnecessary inquiries to protect your credit score. Get preapproved for a land loan without submitting your social security number or sensitive financial info.

You may be eligible for 100% LTV financing if you agree to pledge additional properties as collateral through a blanket loan.

Use the Lendersa® land loan calculator to find lenders offering vacant land loans across zip codes 48446.



Lapeer Construction Loan Lenders

  • Oxford Bank
  • 60 S. Washington Street, Oxford, MI, 48371
  • Lends in Michigan
  • Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.

  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Lends in Michigan
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.

  • Mayville State Bank
  • 37 E. Ohmer Rd., Mayville, MI, 48744
  • Lends in Michigan
  • Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.

  • Clarkston State Bank
  • 5800 South Main Street, Clarkston, MI, 48346
  • Lends in Michigan
  • The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.

  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • Lends in Michigan
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits

  • Oakland University Credit Union
  • 2200 N Squirrel Rd, Rochester, MI, 48309
  • Lends in Michigan
  • MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.

  • Gem Home Loans LLC
  • 1675 West Hamlin Road, Rochester, MI, 48309
  • Lends in Michigan
  • Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.