Construction Loan Lenders in Imlay-City, Michigan (2026)

The Lendersa® list of construction loan lenders in Imlay-City, MI, includes regional banks, national lenders, and local hard money lenders using private funds for your ground-up construction or major rehab projects.

In Imlay-City, MI, lenders estimate the cost for constructing a 2,000 square foot home ranges from $170,938 for basic builds to $314,861 for more elaborate designs. The interest rates and loan terms vary based on borrower financials, the loan-to-value (LTV), after-repair value (ARV), and the type of lender chosen.

Compare loan offers from 100 lenders

The magical construction loan calculator

Lendersa®'s AI technology ensures every construction financing need is met by instantly matching your requests with hundreds of lenders. Discover ideal construction rates for funding ground-up builds, fix-and-flip projects, or major rehabs on residential and commercial properties in MI.

Discover construction loan lenders near you

Unnecessary inquiries can negatively impact your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial details.

By pledging additional property as collateral, you might qualify for 100% LTV financing, a method known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 48444.



Imlay-City Construction Loan Lenders

  • Oxford Bank
  • 60 S. Washington Street, Oxford, MI, 48371
  • Lends in Michigan
  • Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.

  • Mayville State Bank
  • 37 E. Ohmer Rd., Mayville, MI, 48744
  • Lends in Michigan
  • Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.

  • Capital Lending, Inc.
  • 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
  • Lends in Michigan
  • Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.

  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Lends in Michigan
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.

  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • Lends in Michigan
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • Oakland University Credit Union
  • 2200 N Squirrel Rd, Rochester, MI, 48309
  • Lends in Michigan
  • MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.

  • Gem Home Loans LLC
  • 1675 West Hamlin Road, Rochester, MI, 48309
  • Lends in Michigan
  • Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.

  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • Lends in Michigan
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits