Construction Loans from Private Investors in Oxford, MI

The Lendersa® list of construction loan lenders in Oxford, MI, includes regional banks, national lenders, and local hard money lenders using private money. These lenders are suitable for ground-up constructions or major rehab projects.

In Oxford, MI, construction costs for a 2,000 square foot home are estimated, ranging from $170,905 for basic builds to $314,828 for more elaborate designs. Interest rates and terms vary depending on borrower financials, loan-to-value (LTV), after-repair value (ARV), and the chosen lender type.

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Lendersa® leverages AI technology to efficiently match your construction financing needs with numerous lenders, ensuring all requirements are met. Explore top construction rates for potential projects such as new builds, fix-and-flips, or substantial rehabs on residential and commercial properties in MI.

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Preserve your credit score by limiting unnecessary inquiries. Preapproval for a land loan is possible without the need for your social security number or sensitive data.

You may be eligible for 100% LTV financing when pledging additional property as collateral, known as a blanket loan.

Use Lendersa®'s land loan calculator to find lenders offering vacant land loans within the zip codes 48371.



Oxford Construction Loan Lenders

  • Oxford Bank
  • 60 S. Washington Street, Oxford, MI, 48371
  • Lends in Michigan
  • Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.

  • Clarkston State Bank
  • 5800 South Main Street, Clarkston, MI, 48346
  • Lends in Michigan
  • The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.

  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • Lends in Michigan
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits

  • Oakland University Credit Union
  • 2200 N Squirrel Rd, Rochester, MI, 48309
  • Lends in Michigan
  • MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.

  • Gem Home Loans LLC
  • 1675 West Hamlin Road, Rochester, MI, 48309
  • Lends in Michigan
  • Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.

  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Lends in Michigan
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.

  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • Lends in Michigan
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.

  • Capital Lending, Inc.
  • 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
  • Lends in Michigan
  • Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.