2026 Construction Loan Lenders for Owosso, Michigan

Lendersa® compiles an extensive list of construction loan lenders in Owosso, MI, which includes regional banks, national lenders, and local hard money lenders utilizing private capital for your ground-up construction or major renovation projects.

In Owosso, MI, lenders estimate construction costs for a 2,000 square foot home, ranging from $172,742 for basic builds to $316,665 for more elaborate homes. The interest rates and terms of the construction loans vary, influenced by the borrower's financials, LTV (Loan-to-Value), ARV (After Repair Value), and the type of lender chosen.

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Lendersa®'s AI technology rapidly aligns your loan requests with numerous construction lenders, ensuring all your financing needs are met effectively. Discover optimal construction rates for projects like ground-up builds, fix-and-flips, or significant rehabs on residential and commercial properties in MI.

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You may qualify for 100% LTV financing if you agree to use additional property as security in a blanket loan structure.

Use the Lendersa® land loan calculator to identify lenders for vacant land loans in the specified zip codes 48867.



Owosso Construction Loan Lenders

  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Lends in Michigan
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.

  • Capitol National Bank
  • 200 Washington Square North, Lansing, MI, 48933
  • Lends in Michigan
  • Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.

  • LAFCU
  • PO Box 26188, Lansing, MI, 48909
  • Lends in Michigan
  • LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.

  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.

  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Lends in Michigan
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.

  • Dart Bank
  • 368 S. Park Street, Mason, MI, 48854
  • Lends in Michigan
  • Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders'​ investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.

  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • Lends in Michigan
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.