448 Construction Loan Lenders with AI in Romeo, Michigan 2026

The Lendersa® directory of construction loan providers in Romeo, MI, contains choices like regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for ground-up construction or significant rehabs.

In Romeo, MI, lenders estimate construction costs for a 2,000 square foot home, ranging from $170,916 for basic construction to $314,839 for more intricate designs. Interest rates and loan terms vary according to financials, the Loan-to-Value (LTV), after-repair value (ARV), and the type of lender selected.

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The Lendersa® AI technology ensures all construction finance requirements are met by matching your requests instantly with hundreds of lenders. Discover top construction rates for funding projects such as new builds, fix-and-flip ventures, or major rehabs on residential and commercial properties in MI.

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To help maintain your credit score, avoid unnecessary inquiries. Secure preapproval for a land loan without needing to supply your social security number or any sensitive information.

Pledging additional property as collateral might enable access to 100% LTV financing, often known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 48065.



  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Lends in Michigan
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.

  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • Lends in Michigan
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.

  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • Lends in Michigan
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.

    Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center

  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Lends in Michigan
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.

    Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans

  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Northwind Financial Corporation
  • 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997

  • Team Mortgage Company
  • 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
  • Lends in Michigan
  • We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.