448 Construction Loan Lenders with AI in Rochester-Hills, Michigan 2026

In Rochester-Hills, MI, the Lendersa® roster of construction loan lenders includes regional banks, national lenders, and local hard money lenders who use private funds for new constructions or major renovations.

For a 2,000 square foot home in Rochester-Hills, MI, lenders estimate construction costs from $173,193 for basic structures to $317,116 for more elaborate designs. Loan interest rates and terms vary based on financial factors of the borrower, LTV, ARV, and the chosen type of lender.

Examine loan options from 100 different lenders

The innovative construction loan calculator

Lendersa® uses AI to ensure your construction financing needs are met by instantly matching your request with many qualified lenders. Discover excellent construction rates for funding new builds, flips, or major rehabs on residential and commercial properties in MI.

Looking for construction loan lenders nearby?

Keeping unnecessary inquiries to a minimum will help protect your credit score. Preapprove land loans without providing your social security number or sensitive financial details.

Opting to pledge additional property as security (blanket loan) may make you eligible for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 48306, 48307, 48309.



  • Commercial Loan Group, LLC
  • 3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
  • Lends in Michigan
  • Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.

  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.

  • Mercantile Bank
  • 310 Leonard St NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.

  • Summit Home Mortgage, LLC
  • 414 W Milham Avenue, Portage, MI, 49024
  • Lends in Michigan
  • Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers.
    We offer hundreds of loan choices to our customers

  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091
  • Lends in Michigan
  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.

  • ChoiceOne Bank
  • 109 E. Division, Sparta, MI, 49345
  • Lends in Michigan
  • ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.

  • Consumers Credit Union
  • 7200 Elm Valley Drive, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids

  • Advia Credit Union
  • 6400 West Main St, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.

  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.