Construction loans with AI in Petoskey, MI [2026 list]

Lendersa® provides a list of construction loan lenders in Petoskey, MI, featuring regional banks, national lenders, and local hard money lenders who use private money for your new builds or significant rehab projects.

In Petoskey, MI, the estimated cost of building a 2,000 square foot home ranges from $171,983 for basic construction to $315,906 for more elaborate designs. The interest rates and loan terms vary, depending on the borrower's financial situation, LTV, ARV, and the type of lender selected.

The advanced construction loan calculator

Lendersa® employs AI technology to efficiently match your loan requests with a multitude of construction lenders, ensuring all your financial needs are addressed. You can find competitive construction rates to finance ground-up builds, fix-and-flips, or major rehabs on residential and commercial properties in MI.

Looking for construction loan lenders nearby?

Minimizing unnecessary inquiries helps protect your credit score. Secure preapproval for your land loan without requiring your social security number or sensitive financial data.

You could qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral, a practice known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 49770.

Petoskey Construction Loan Lenders
(231) 222-2263 Lender's profile and map Porter Financial Group, LLC 100 Main St, Suite 7, East Jordan, MI, 49727 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(231) 547-4411 Lender's profile and map Charlevoix State Bank 111 State Street, Charlevoix, MI, 49720 Lends in Michigan Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
(231) 627-7111 Lender's profile and map Citizens National Bank 303 N. Main St, Cheboygan, MI, 49721 Lends in Michigan Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.
(989) 733-8557 Lender's profile and map Awakon Federal Credit Union 20855 Washington Ave., Onaway, MI, 49765 Lends in Michigan Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.
(877) 331-4481 Lender's profile and map Alden State Bank PO Box 39, Alden, MI, 49612 Lends in Michigan The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
(231) 946-2202 Lender's profile and map Versatile Mortgage L.L.C. 810 S Garfield Ave, Suite A, Traverse City, MI, 49686 Lends in Michigan 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
(231) 946-7090 Lender's profile and map TBA Credit Union 630 East Front Street, Traverse City, MI, 49686 Lends in Michigan TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
(906) 643-6800 Lender's profile and map The First National Bank of St. Ignace 132 N. State Street, Saint Ignace, MI, 49781 Lends in Michigan As a result of the economic surge created by lumbering operations in the latter 1880's, the First National Bank of St. Ignace was organized by Otis W. Johnson, who also served as the bank’s first President. The Hackley’s, a lumbering family from Muskegon, were also organizers. A national banking charter was granted on May 7, 1888.
(800) 765-0110 Lender's profile and map 4Front Credit Union PO Box 795, Traverse City, MI, 49685 Lends in Michigan 4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.