2026 Construction Loan Lenders for Portland, Michigan

The Lendersa® list of construction loan lenders in Portland, MI features various options, including regional banks, national lenders, and local hard money financers utilizing private capital for projects such as ground-up constructions or major rehabs.

In Portland, MI, the cost of building a 2,000 square foot home is estimated by lenders to range from $171,389 for basic construction to $315,312 for more elaborate designs. Interest rates and loan terms differ based on the borrower's financials, LTV, ARV, and selected lender type.

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Lendersa® uses AI technology to match your construction financing needs with hundreds of lenders, ensuring all requirements are met. Discover the best construction rates to fund new constructions, fix-and-flips, or major rehabs on various properties in MI.

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Minimize unnecessary inquiries to protect your credit score. You can get preapproved for a land loan without needing to provide your social security number or sensitive information.

Qualifying for 100% LTV financing may be possible by pledging additional property as security, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 48875.



Portland Construction Loan Lenders

  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • Lends in Michigan
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Lends in Michigan
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.

  • Union Bank
  • 933 Fourth Ave, Lake Odessa, MI, 48849
  • Lends in Michigan
  • Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.

  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Lends in Michigan
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.

  • LAFCU
  • PO Box 26188, Lansing, MI, 48909
  • Lends in Michigan
  • LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.

  • Capitol National Bank
  • 200 Washington Square North, Lansing, MI, 48933
  • Lends in Michigan
  • Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.

  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Lends in Michigan
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.

  • Dart Bank
  • 368 S. Park Street, Mason, MI, 48854
  • Lends in Michigan
  • Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders'​ investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.

  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Lends in Michigan
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.

    Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans